Frederick County property record for 1027 Chinaberry Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,531 sqft · built 1990 |
| Lot Size | 0.125 acres (5,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2017) |
| Tax Bill | $6,683 (2025) |
| Deeds & Mortgages | Sep 2017 Sale Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-169665 |
| Primary APN | 02-169665 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 944 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,448 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 200 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 169665 |
|---|---|
| Street Address | 1027 CHINABERRY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 4082 SECT 4 PLAT 2 5448 SQ. FT. OVERLOOK |
| Legal Subdivision | OVERLOOK SEC 4 1 & 2 |
| Legal Lot Number | 4082 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 750505 |
1027 Chinaberry Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 CHINABERRY DR, FREDERICK, MD 21703-4087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2017 | Grant Deed, Transfer CERTIFIED TITLE |
| Sep 19, 2017 | Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 201712035-0318 |
| Deed Book / Page | 12035 / 318 |
| Prior Transfer Date | Jul 13, 2015 |
| Prior Transfer Doc | 0106580392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 19, 2017 |
| Property Address | 1027 CHINABERRY DR, FREDERICK, MD 21703-4087 |
| Document Number | 0120350318 |
| Book / Page | 012035 / 000318 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1027 CHINABERRY DR FREDERICK MD 217034087, FREDERICK, MD 21703-4087 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 19, 2017 |
| Property Address | 1027 CHINABERRY DR, FREDERICK, MD 21703-4087 |
| Document Number | 0120350317 |
| Book / Page | 012035 / 000317 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1027 CHINABERRY DR FREDERICK MD 217034087, FREDERICK, MD 21703-4087 |
| Document Number | 120350326 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 012035/000326 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Document Number | 120350327, |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 012035/000327 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2047 |
The 2025 property tax bill for 1027 Chinaberry Dr was $6,683 with a homeowner's exemption, up 4.8% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,900 (+4.11%) | $505,900 (+12.32%) Land $120,400 Building $385,500 | |
| 2025 | $6,683.00 (+4.85%) Homeowner's exemption | $450,400 Land $120,400 Building $330,000 | $450,400 Land $120,400 Building $330,000 |
| 2024 | $6,374.00 (+7.27%) | ||
| 2023 | $5,942.00 Homeowner's exemption | $362,067 | $450,400 Land $120,400 Building $330,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 Chinaberry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 units insured incl. 12 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1027 Chinaberry Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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