1027 Brook Valley Run, Monroe, NC 28110 Property Records

Union County property record for 1027 Brook Valley Run, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2003
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Oct 2023)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-325`

Property Details

APN / Parcel Number

Primary APN	`07-093-325`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1027 BROOK VALLEY RUN
City	MONROE
State	NC
Zip	28110-6318
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#139 BROOK VALLEY PH1 OPCG981
Legal Subdivision	BROOK VALLEY
Legal Lot Number	139
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2010
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Sep 14, 2023	Warranty Deed, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	202326026
Deed Book / Page	8803 / 36
Prior Transfer Date	Oct 27, 2003
Prior Transfer Doc	0000051758
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318

Mortgage

Document Number	0009080766
Date	Mar 18, 2025
Book Page	9080/766
Instrument	6405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2023
Property Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Document Number	0000088033
Book / Page	8803 / 3
Map Reference	CAB G FILE 872
Instrument Date	Oct 25, 2023
Instrument	26026
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318

Mortgage

Document Number	0000026027
Date	Oct 27, 2023
Instrument	26027

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 14, 2023
Property Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Document Number	0008780718
Book / Page	8780 / 718
Map Reference	CAB G FILE 981
Instrument Date	Sep 13, 2023
Instrument	22390
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10011 JACK NICKLAUS DR, LANCASTER, SC 29720-0446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Document Number	7647781
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1027 BROOK VALLEY RUN MONROE NC 281106318, MONROE, NC 28110-6318

Mortgage

Document Number	7647781
Date	Apr 27, 2020
Book Page	007647/000781
Instrument	13974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1027 BROOK VALLEY RUN, MONROE, NC 28110-6318
Document Number	733052
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1027 BROOK VALLEY RUN MONROE NC 281106318, MONROE, NC 28110-6318

Mortgage

Document Number	733052
Date	Mar 15, 2019
Book Page	007330/000052
Instrument	6464

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,300 (-) Land $81,000 Building $372,300	$453,300 (-) Land $81,000 Building $372,300
2025	$3,014.00 (+17.83%)	$453,300 (+49.31%) Land $81,000 Building $372,300	$453,300 (+49.31%) Land $81,000 Building $372,300
2023	$2,558.00 (+35.42%)	$303,600 (-) Land $54,600 Building $249,000	$303,600 (-) Land $54,600 Building $249,000
2022	$1,889.00	$303,600 Land $54,600 Building $249,000	$303,600 Land $54,600 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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