1027 Bates Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1027 Bates Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-440-013-00`

Property Details

APN / Parcel Number

Primary APN	`051-440-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Tri-Level
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	153 ft deep x 92.1 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1027 BATES AVE
City	THREE RIVERS
State	MI
Zip	49093-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13. ORCHARDLANE SUBDIV. SEC 17 T6S R11W. CITY OF THREE RIVERS.
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	13
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	2
Census Block	2019
Census Tract	40400

Owner

Source: St. Joseph County assessment roll, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1027 BATES AVE, THREE RIVERS, MI 49093-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1996
Deed Sale	Feb 16, 1996
Deed Book / Page	750 / 479
Last Transfer Date	Feb 10, 2026
Transfer Doc	2026001029
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 13, 2026
Property Address	1027 BATES AVE, THREE RIVERS, MI 49093-1070
Document Number	2026001029
Map Reference	LB 3 PG 39&&40
Instrument Date	Feb 10, 2026
Instrument	2026001029
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 BATES AVE, THREE RIVERS, MI 49093-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1027 BATES AVE, THREE RIVERS, MI 49093-1070

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1027 BATES AVE, THREE RIVERS, MI 49093-1070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882/0676
Date	Aug 24, 2017
Book Page	1882/0676

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,800 (+2.92%) Land $6,200 Building $99,600	$211,600 (+2.92%) Land $12,400 Building $199,200
2025	$2,241.00 (+2.85%) Homeowner's exemption	$102,800 (+24.91%) Land $6,100 Building $96,700	$205,600 (+24.91%) Land $12,200 Building $193,400
2024	$2,179.00 (+10.22%)
2023		$82,300 Land $3,500 Building $78,800	$164,600 Land $7,000 Building $157,600
2022	$1,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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