1027 Barganier Rd, Cecil, AL 36013 Property Records

Montgomery County property record for 1027 Barganier Rd, Cecil, AL 36013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,010 sqft · built 2021
Lot Size	12.9 acres (564,102 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2020)
Tax Bill	$3,431 (2026)
Deeds & Mortgages	May 2021 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`18-03-06-0-000-004.011`

Property Details

APN / Parcel Number

Primary APN	`18-03-06-0-000-004.011`
Alternative APNs	`0318030600000004011` `287036`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,010 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	564,102 sqft (12.9 acres)
Garage Area	1,994 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	287036
Street Address	1027 BARGANIER RD
City	CECIL
State	AL
Zip	36013-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12.95 ACRES LYING IN THE NW 1/4 OF SECTION 6, T-15-N, R-21-E FURTHER DESCRIBED AS BEG AT NW COR SEC 6 T15N R21E TH E 75FT TH
Legal Range	21E
Legal Township	15N
Legal Section	06
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	1
Census Block	1017
Census Tract	5504

Owner

1027 Barganier Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit MARION BANK AND TRUST CO
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CU
Jan 8, 2025	Deed of Trust, Mortgage · Line of Credit ALABAMA ONE CU
Aug 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 21, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Deed Book / Page	5424 / 258
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055960591
Date	May 13, 2021
Book Page	5596/591

Lender

Name	MARION BANK AND TRUST CO
Type	Bank
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 10, 2022

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057200045
Date	Nov 24, 2021
Book Page	5720/45

Lender

Name	ALABAMA ONE CU
Type	Credit Union
Address	TUSCALOOSA, AL 35404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062400879
Date	Jan 8, 2025
Book Page	6240/879

Lender

Name	ALABAMA ONE CU
Type	Credit Union
Address	TUSCALOOSA, AL 35404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 28, 2020
Property Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Document Number	0054370930
Book / Page	005437 / 000930
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8125 NUNN TRCE MONTGOMERY AL 361175611, MONTGOMERY, AL 36117-5611

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 21, 2018
Property Address	1027 BARGANIER RD, CECIL, AL 36013-3726
Document Number	0050790176
Book / Page	005079 / 000176
Instrument Date	Mar 20, 2018
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$98.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 SUNSET DR VESTAVIA HILLS AL 352161562, VESTAVIA HILLS, AL 35216-1562

Tax Assessment & Valuation

The 2026 property tax bill for 1027 Barganier Rd was $3,431 with a homeowner's exemption, up 7.1% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,431.00 (+7.05%)
2025	$3,205.00 Homeowner's exemption	$47,030 Land $15,440 Building $31,590	$470,300 Land $154,400 Building $315,900
2023	$2,871.00 Homeowner's exemption	$42,190 Land $15,540 Building $26,650	$421,900 Land $155,400 Building $266,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 Barganier Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Barganier Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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