Harford County property record for 1027 Agate Dr, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1985 |
| Lot Size | 0.039 acres (1,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2017) |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-091859 |
| Primary APN | 01-091859 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,584 sqft Total Area |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,680 sqft (0.039 acres) |
| Lot Dimensions | 80 ft deep x 21 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 091859 |
|---|---|
| Street Address | 1027 AGATE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1303 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 123 21X80 1027 AGATE DRIVE WEST SHORE P1 PT 50/29 |
| Legal Subdivision | WEST SHORE 1 |
| Legal Lot Number | 123 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records · APN 01-091859
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 06, 2020 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Jul 21, 2017 | Deed, Transfer · FHA Mortgage MCS MORTGAGE BANKERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Prior Sale | Dec 09, 1991 · Amount on Record |
| Deed Document Number | 201712435-0137 |
| Deed Book / Page | 12435 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Document Number | 0158370384 |
|---|---|
| Date | Mar 06, 2023 |
| Book Page | 15837/384 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Document Number | 0140730465 |
| Instrument Date | Jul 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1027 AGATE DR EDGEWOOD MD 210401303, EDGEWOOD, MD 21040-1303 |
| Document Number | 0140730465 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 014073/000465 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 30, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 21, 2017 |
| Property Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Document Number | 0124350137 |
| Book / Page | 12435 / 0137 |
| Map Reference | MB HDC50 FO29 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 12435-0137 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1027 AGATE DR, EDGEWOOD, MD 21040-1303 |
| Document Number | 124350143 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 12435-0143 |
| Name | MCS MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,100 (+26.75%) Land $40,000 Building $175,100 | $215,100 (+26.75%) Land $40,000 Building $175,100 | |
| 2025 | $1,949.00 (+8.64%) Homeowner's exemption | ||
| 2023 | $169,700 Land $40,000 Building $129,700 | $169,700 Land $40,000 Building $129,700 | |
| 2022 | $1,794.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253017071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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