1027 92nd St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1027 92nd St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,293 sqft · built 1941
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on Record
Last Sale$63,860 (Oct 2007)
Tax Bill$4,293 (2026)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.47-3-23

Property Details

APN / Parcel Number

Primary APN291100 161.47-3-23
Alternative APNs
  • 11001610470003023000
  • 15/1601

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,293 sqft Living Area
1st Floor Area901 sqft
Upper Floors Area392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/1601.
Street Address1027 92ND ST
CityNIAGARA FALLS
StateNY
Zip14304-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 485 BL H LOT 38
Legal Block3
Legal Lot Number23.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group1
Census Block1008
Census Tract22401

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1027 92ND ST, NIAGARA FALLS, NY 14304-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2007 · Amount on Record
Deed SaleOct 11, 2007 · Amount on Record
Deed Book / Page3416 / 161
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address1027 92ND ST, NIAGARA FALLS, NY 14304-2817
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 92ND ST, NIAGARA FALLS, NY 14304-2817

Mortgage

Document Number0000000475
DateJun 2, 2022
Instrument2022-10475
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,293.00 (+18.26%) Homeowner's exemption
2025$3,630.00$66,000 (-) Land $4,200 Building $61,800$146,700 (+20.05%) Land $9,335 Building $137,365
2023$66,000 Land $4,200 Building $61,800$122,200 Land $7,776 Building $114,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (1999–2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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