1027 48th St, Norfolk, VA 23508 Property Records

Norfolk City property record for 1027 48th St, Norfolk, VA 23508

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,159 sqft · built 1952
Lot Size	0.146 acres (6,377 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2020)
Tax Bill	$3,356 (2026)
Deeds & Mortgages	Jan 2021 Refinance Aug 2020 Sale & Mortgage
APN	`03208500`

Property Details

APN / Parcel Number

Primary APN	`03208500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Attic	Attic
Attic Area	735 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,377 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1027 48TH ST
City	NORFOLK
State	VA
Zip	23508-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Description	8 E L HURST
Legal Subdivision	E L HURST PROPERTY
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2007
Census Tract	2600

Owner

1027 48th St is owned by an individual who bought it in August 2020.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	815 FALLS CREEK DR, CHESAPEAKE, VA 23322-7294
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Aug 18, 2020	Warranty Deed, Transfer · Commercial Mortgage FALLS CREEK 4 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	202019306
Prior Transfer Date	May 16, 2011
Prior Transfer Doc	0000012137
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1027 48TH ST, NORFOLK, VA 23508-1911
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001394
Date	Jan 14, 2021
Instrument	210001394

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Aug 18, 2020
Property Address	1027 48TH ST, NORFOLK, VA 23508-1911
Document Number	0200019306
Instrument Date	Aug 14, 2020
Instrument	200019306
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 FALLS CREEK DR, CHESAPEAKE, VA 23322-7294

Mortgage

Document Number	0200019307
Date	Aug 18, 2020
Instrument	200019307

Lender

Name	FALLS CREEK 4 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1027 48th St was $3,356, up 4.1% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,356.00 (+4.13%)	$268,500 (+2.44%) Land $98,000 Building $170,500	$268,500 (+2.44%) Land $98,000 Building $170,500
2025	$3,223.00	$262,100 Land $98,000 Building $164,100	$262,100 Land $98,000 Building $164,100
2023	$3,000.00	$240,000 Land $98,000 Building $142,000	$240,000 Land $98,000 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1027 48th St; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2009)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1027 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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