Santa Cruz County property record for 10265 Soquel Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,530 sqft · built 1976 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,500 (Aug 2020) |
| Tax Bill | $10,662 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-511-22 |
| Primary APN | 041-511-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,530 sqft Living Area |
| Gross Area | 3,010 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,680 sqft (0.337 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,792 sqft |
| Patio Area | 1,792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10265 SOQUEL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PM23 10 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-511-22
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2276, APTOS, CA 95001-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAY FEDERAL CREDIT UNION |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Aug 19, 2020 | Grant Deed, Transfer · FHA Mortgage LADERA LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Nov 29, 2000 · Amount on Record |
| Deed Document Number | 202031824 |
| Prior Transfer Date | Jan 27, 2020 |
| Prior Transfer Doc | 0000031824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 10265 SOQUEL DR, APTOS, CA 95003-4927 |
| Document Number | 0000012600 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000012600, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202612600 |
| Name | BAY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 10265 SOQUEL DR, APTOS, CA 95003-4927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 10265 SOQUEL DR, APTOS, CA 95003-4927 |
| Document Number | 0000039445 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020-0039445 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 19, 2020 |
| Property Address | 10265 SOQUEL DR, APTOS, CA 95003-4927 |
| Document Number | 0000031824 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 31824 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | UNISOURCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $393.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10265 SOQUEL DR APTOS CA 950034927, APTOS, CA 95003-4927 |
| Document Number | 31825 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 31825 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,206 (+2%) Land $345,824 Building $475,382 | ||
| 2025 | $10,662.00 (+10.34%) | $805,104 (+4.04%) Land $339,042 Building $466,062 | |
| 2023 | $9,663.00 (+2.29%) Homeowner's exemption | $773,842 Land $325,878 Building $447,964 | $572,580 |
| 2022 | $9,447.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Surfnet Communications, AT&T, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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