10264 Cherry Tree Ter, Dayton, OH 45458 Property Records

Montgomery County property record for 10264 Cherry Tree Ter, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,274 sqft · built 1989
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Jun 2019)
Tax Bill	$11,399 (2024)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 28804 0011`

Property Details

APN / Parcel Number

Primary APN	`O67 28804 0011`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,274 sqft Living Area
1st Floor Area	1,342 sqft
Attic	Attic
Attic Area	989 sqft
Basement Area	90 sqft
Unfinished Basement	90 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	21,432 sqft (0.492 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	92 sqft
Deck Area	264 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10264 CHERRY TREE TER
City	DAYTON
State	OH
Zip	45458-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 WASHINGTON TWP ESTATES ONE SEC 2
Legal Subdivision	WASHINGTON TWP ESTATES
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	40305

Owner

10264 Cherry Tree Ter is owned by two individuals who bought it in June 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 MARKET ST, ZANESVILLE, OH 43701-3610
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI SECURITY NAT'L BK
Jun 7, 2019	Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2019-00029451
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000029451
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10264 CHERRY TREE TER, DAYTON, OH 45458-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100005243
Date	Jan 22, 2021
Instrument	2021-00005243

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10264 CHERRY TREE TER, DAYTON, OH 45458-9432
Document Number	0000029488
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10264 CHERRY TREE TER CENTERVILLE OH 454589432, CENTERVILLE, OH 45458-9432

Mortgage

Document Number	0000029488
Date	Jun 10, 2019
Instrument	29488

Lender

Name	SECURITY NAT'L BK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 7, 2019
Property Address	10264 CHERRY TREE TER, DAYTON, OH 45458-9432
Document Number	0000029451
Instrument Date	May 9, 2019
Instrument	29451
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Tax	$1,266.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10264 CHERRY TREE TER CENTERVILLE OH 454589432, CENTERVILLE, OH 45458-9432

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,410 Land $30,260 Building $140,150
2024	$11,399.00 (+4.21%)
2023	$10,938.00 (+5.23%)	$177,690 (+33%) Land $30,260 Building $147,430	$486,880 Land $86,450 Building $400,430
2022	$10,394.00	$133,600 Land $22,750 Building $110,850
2020			$381,710 Land $65,000 Building $316,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10264 Cherry Tree Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10264 Cherry Tree Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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