10263 Bell Gardens Dr, Unit 5, Santee, CA 92071 Property Records

San Diego County property record for 10263 Bell Gardens Dr, Unit 5, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 962 sqft · built 1987
Lot Size	3.02 acres (131,732 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Jun 2023)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-031-71-34`

Property Details

APN / Parcel Number

Primary APN	`381-031-71-34`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	962 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	131,732 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10263 BELL GARDENS DR, 5
City	SANTEE
State	CA
Zip	92071-5518
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R7
Legal Description	LOT 3 US138PER DOC85-456467&UND INT IN TR 010618
Legal Subdivision	SAN DIEGO 4042
Legal Tract	010618
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16610

Owner

10263 Bell Gardens Dr, Unit 5 is held in a trust since July 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10263 BELL GARDENS DR, 5, SANTEE, CA 92071-5518
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 16, 2021	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	2023148086
Last Transfer Date	Jul 2, 2024
Transfer Doc	0000265039
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2023
Property Address	10263 BELL GARDENS DR UNIT 5, 5, SANTEE, CA 92071-5518
Document Number	0000148086
Map Reference	MAP 10618
Instrument Date	May 25, 2023
Instrument	2023-0148086
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10263 BELL GARDENS DR UNIT 5, 5, SANTEE, CA 92071-5518

Mortgage

Document Number	0000148087
Date	Jun 7, 2023
Instrument	2023-0148087

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2021
Property Address	10263 BELL GARDENS DR UNIT 5, 5, SANTEE, CA 92071-5518
Document Number	0000511063
Map Reference	MAP 10618
Instrument Date	Jul 6, 2021
Instrument	2021-0511063
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10263 BELL GARDENS DR UNIT 5, 5, SANTEE, CA 92071-5518

Mortgage

Document Number	0000511064
Date	Jul 16, 2021
Instrument	2021-0511064

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10263 BELL GARDENS DR UNIT 5, 5, SANTEE, CA 92071-5518
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10263 BELL GARDENS DR 5, 5, SANTEE, CA 92071-5518

Mortgage

Document Number	0000293837
Date	Apr 15, 2021
Instrument	2021-0293837

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10263 Bell Gardens Dr, Unit 5 was $6,295.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,213 (+2%) Land $248,864 Building $292,349
2025	$6,295.00 Homeowner's exemption	$530,602 Land $243,985 Building $286,617
2023	$4,922.00 (+0.74%)	$407,999 Land $187,608 Building $220,391
2022	$4,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10263 Bell Gardens Dr, Unit 5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10263 Bell Gardens Dr, Unit 5 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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