10262 Ramona Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10262 Ramona Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1961
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Apr 1984)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-312-03-00`

Property Details

APN / Parcel Number

Primary APN	`501-312-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10262 RAMONA DR
City	SPRING VALLEY
State	CA
Zip	91977-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 28 TR 004596
Legal Subdivision	HELIX CORONA
Legal Tract	004596
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13601

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PREMIUM SECURITY INC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 17, 2018	Reverse Mortgage, Transfer · Conventional Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1984 · Amount on Record
Deed Sale	Apr 2, 1984 · Amount on Record
Deed Document Number	1984119086
Last Transfer Date	Oct 9, 2018
Transfer Doc	0000431011
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721

Mortgage

Document Number	0000872807
Date	Dec 29, 2021
Instrument	2021-0872807

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.02%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.02%
Max Rate At Change	7.02%
Index	1-Year LIBOR
Max Rate	2.02%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721
Document Number	0000308667
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10262 RAMONA DR SPRING VALLEY CA 919771721, SPRING VALLEY, CA 91977-1721

Mortgage

Document Number	0000308667
Date	Jun 15, 2020
Instrument	308667

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721
Document Number	0000308668
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10262 RAMONA DR SPRING VALLEY CA 919771721, SPRING VALLEY, CA 91977-1721

Mortgage

Document Number	0000308668
Date	Jun 15, 2020
Instrument	308668

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2018
Property Address	10262 RAMONA DR, SPRING VALLEY, CA 91977-1721
Document Number	0000431011
Instrument Date	Oct 9, 2018
Instrument	431011
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10262 RAMONA DR SPRING VALLEY CA 919771721, SPRING VALLEY, CA 91977-1721

Mortgage

Document Number	431013
Date	Oct 17, 2018
Instrument	431013

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 16, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Mortgage

Document Number	431012,
Date	Oct 17, 2018
Instrument	431012

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 16, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$192,257 (+2%) Land $101,782 Building $90,475
2025	$2,846.00 (+9.25%) Homeowner's exemption	$188,488 (+4.04%) Land $99,787 Building $88,701
2023	$2,605.00 (+2.2%) Homeowner's exemption	$181,170 Land $95,913 Building $85,257
2022	$2,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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