10262 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10262 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,161 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$266,800 (Aug 2022)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0442-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0442-0120`
Alternative APNs	`00414439` `414439`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00414439
Street Address	10262 HEATHCLIFF ST
City	SPRING HILL
State	FL
Zip	34608-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 442 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	442
Legal Lot Number	12
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3027
Census Tract	41105

Owner

10262 Heathcliff St is owned and occupied by an individual who bought it in August 2022.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10262 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Mar 8, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Feb 5, 2021	Personal Representative Deed, Transfer FOREVER HM TITLE LLC, FOREVER HOME TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	2022065684
Deed Book / Page	4214 / 701
Record Updated	Jun 8, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 30, 2022
Property Address	10262 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Document Number	0042140701
Book / Page	4214 / 701
Map Reference	MB 8 PG 27-37
Instrument Date	Aug 22, 2022
Instrument	2022065684
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,867.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10262 HEATHCLIFF ST, SPRING HILL, FL 34608-5936

Mortgage

Document Number	0004214702
Date	Aug 30, 2022
Instrument	4214/702

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 8, 2021
Property Address	10262 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Document Number	0039620900
Book / Page	3962 / 900
Map Reference	MB 8 PG 27-37
Instrument Date	Feb 26, 2021
Instrument	2021015602
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$181.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 CRANDON BLVD, KEY BISCAYNE, FL 33149-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519
Investor	Possibly a Property Investor

February 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 5, 2021
Property Address	10262 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Document Number	0039490412
Book / Page	3949 / 412
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 28, 2021
Instrument	2021008066
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FOREVER HM TITLE LLC, FOREVER HOME TITLE

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1944 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 CRANDON BLVD, KEY BISCAYNE, FL 33149-2597
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10262 Heathcliff St was $5,354.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00	$375,107 Land $36,500 Building $338,607	$375,107 Land $36,500 Building $338,607
2023		$364,797 (+1,432.76%) Land $35,559 Building $329,238
2022	$5,540.00	$23,800 Land $23,800	$364,797 Land $33,000 Building $331,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10262 Heathcliff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10262 Heathcliff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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