10261 Ridgeline Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10261 Ridgeline Dr, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,596 sqft · built 1978
Lot Size0.033 acres (1,449 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Aug 2022)
Tax Bill$3,895 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jul 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-01719098

Property Details

APN / Parcel Number

Primary APN09-01719098
Alternative APN
  • 01719098

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,596 sqft Living Area
1st Floor Area598 sqft
Basement Area400 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,449 sqft (0.033 acres)
Garage Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01719098
Street Address10261 RIDGELINE DR
CityMONTGOMERY VILLAGE
StateMD
Zip20886-3009
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR20
Legal DescriptionCLUBSIDE MONTG VILL
Legal SubdivisionCLUBSIDE MONTG VILL
Legal Block2
Legal Lot Number55
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2004
Census Tract700813

Owner

Source: Montgomery County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10261 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jul 8, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jul 8, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleJun 16, 2009 · Amount on Record
Deed Book / Page66151 / 467
Transfer Doc0000074871
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 17, 2022
Property Address10261 RIDGELINE DR, GAITHERSBURG, MD 20886-3009
Document Number0661510467
Book / Page66151 / 467
Map ReferenceMB 99 PL 11047
Instrument DateJul 28, 2022
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10261 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3009

Mortgage

Document Number0066151476
DateAug 17, 2022
Instrument66151/476
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY MD
Property Address10261 RIDGELINE DR, GAITHERSBURG, MD 20886-3009
Document Number0580780380
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10261 RIDGELINE DR MONTGOMERY VILLAGE MD 208863009, MONTGOMERY VILLAGE, MD 20886-3009

Mortgage

Document Number0580780380
DateAug 28, 2019
Book Page058078/000380
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10261 RIDGELINE DR, GAITHERSBURG, MD 20886-3009
Document Number0579140429
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10261 RIDGELINE DR MONTGOMERY VILLAGE MD 208863009, MONTGOMERY VILLAGE, MD 20886-3009

Mortgage

Document Number0579140429
DateJul 25, 2019
Book Page057914/000429
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
Term360 Months
DueJul 24, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,100 (+12.52%) Land $110,000 Building $228,100$338,100 (-) Land $110,000 Building $228,100
2025$3,895.00 (+43.3%)$300,467 (+33.42%)$338,100 (+50.13%) Land $110,000 Building $228,100
2023$225,200 (+3.92%) Land $100,000 Building $125,200$225,200 (-) Land $100,000 Building $125,200
2022$2,718.00$216,700$225,200 Land $100,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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