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10260 Prospector Ln, Moreno Valley, CA 92557 Property Records

Riverside County property record for 10260 Prospector Ln, Moreno Valley, CA 92557 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,854 sqft · built 2018
Lot Size0.309 acres (13,503 sqft)
OwnerIndividual Name on File
Tax Bill$9,606 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN474-741-002

Property Details

APN / Parcel Number

Primary APN474-741-002

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,854 sqft Living Area
Gross Area3,271 sqft

Exterior

Year BuiltBuilt 2018
Construction TypeWood
Lot Area13,503 sqft (0.309 acres)
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number474741002
Street Address10260 PROSPECTOR LN
CityMORENO VALLEY
StateCA
Zip92557-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.31 ACRES IN LOT 15 MB 461/057 TR 31592
Legal Tract31592
Legal Lot Number15
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2005
Census Tract42412

Owner

Source: Riverside County records · APN 474-741-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Mar 26, 2020Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAXIMOS REALTY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 11, 2025
Transfer Doc0000279725
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238
Transaction TypeMortgage
Record UpdatedFeb 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238

Mortgage

Document Number0000026495
DateJan 27, 2023
Instrument2023-0026495
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 26, 2043

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138273
DateMar 26, 2020
Instrument2020-0138273
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10260 PROSPECTOR LN, MORENO VALLEY, CA 92557-4238

Mortgage

Document Number0000530169
DateSep 03, 2021
Instrument2021-0530169
Lender
NameMAXIMOS REALTY INC
TypeNon-Lending Institution
AddressCORONA, CA 92882
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityMoreno Valley City
Unified School DistrictMoreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,606.00 (+5.33%)$532,832 (+4.04%) Land $83,661 Building $449,171
2023$9,120.00 (+2.17%)$512,143 Land $80,413 Building $431,730
2022$8,926.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650424122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire LikelihoodAbout 1 in 134 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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