1026 Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1026 Valley Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,432 sqft · built 1973
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Mar 2021)
Tax Bill	$7,150 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2167-00680`

Property Details

APN / Parcel Number

Primary APN	`010-2167-00680`
Alternative APN	`1053751`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,432 sqft Gross Area
1st Floor Area	1,432 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,202 sqft (0.349 acres)
Garage Area	780 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1053751
Street Address	1026 VALLEY DR
City	DULUTH
State	MN
Zip	55804-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0068 BLOCK:000 SERIAL #
Legal Subdivision	HIDDEN VALLEY DIV DULUTH
Legal Lot Number	68
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	700

Owner

Source: St. Louis County records · APN 010-2167-00680

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1026 VALLEY DR, DULUTH, MN 55804-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Prior Sale	Jul 06, 2018 · Amount on Record
Deed Document Number	20211037450
Prior Transfer Date	Mar 04, 2021
Prior Transfer Doc	0001037450
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 06, 2018
Property Address	1026 VALLEY DR, DULUTH, MN 55804-1749
Document Number	000T999902
Instrument Date	Jun 02, 2018
Instrument	T999902
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 VALLEY DR DULUTH MN 558041749, DULUTH, MN 55804-1749

Mortgage

Document Number	T999903
Date	Jul 06, 2018
Instrument	T999903

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2033

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,150.00 (+4.96%) Homeowner's exemption
2025	$6,812.00 (+0.98%) Homeowner's exemption	$530,000 (+6.28%) Land $72,600 Building $457,400	$530,000 (+6.28%) Land $72,600 Building $457,400
2024	$6,746.00	$498,700 (+12.19%) Land $67,700 Building $431,000	$498,700 (+12.19%) Land $67,700 Building $431,000
2022		$444,500 Land $47,200 Building $397,300	$444,500 Land $47,200 Building $397,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.