1026 Uster Dr, Mobile, AL 36608 Property Records

Mobile County property record for 1026 Uster Dr, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2022)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022802093002068`

Property Details

APN / Parcel Number

Primary APN	`R022802093002068`
Alternative APNs	`28 02 09 3 002 068.XXX` `00460263` `460263`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	943 sqft
Upper Floors Area	894 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	204 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	460263
Street Address	1026 USTER DR
City	MOBILE
State	AL
Zip	36608-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 MCANALLYS ADD TO ALPINE HILLS UNIT 1 MBK 11 P 101 #SEC 09 T4S R2W #MP28 02 09 3 002
Legal Range	04S
Legal Township	04S
Legal Section	09
Legal Subdivision	PINE HILL
Legal Lot Number	20
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1028
Census Tract	3405

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 USTER DR, MOBILE, AL 36608-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	202249795
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1026 USTER DR, MOBILE, AL 36608-4112
Document Number	0000058596
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 USTER DR MOBILE AL 366084112, MOBILE, AL 36608-4112

Mortgage

Document Number	0000058596
Date	Oct 12, 2018
Instrument	58596

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2033

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 (+4.2%)	$15,340 (+4.21%) Land $2,000 Building $13,340	$153,400 (+4.21%) Land $20,000 Building $133,400
2024	$1,879.00 (+5.62%)	$14,720 (+5.67%) Land $2,000 Building $12,720	$147,200 (+5.67%) Land $20,000 Building $127,200
2023	$1,779.00	$13,930 Land $2,280 Building $11,650	$139,300 Land $22,800 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1978–2010)
Claims Outside the SFHA	7 of 13
Most Recent Claim	May 2010 · rainfall accumulation
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20