1026 Union Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1026 Union Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Feb 2020)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-032-20-010-00`

Property Details

APN / Parcel Number

Primary APN	`50-032-20-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Deck Area	128 sqft
Patio Area	128 sqft
Balcony Area	14 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1026 UNION AVE
City	ASHTABULA
State	OH
Zip	44004-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 HANDY HOMES PLAT
Legal Subdivision	HANDY HOMES
Legal Lot Number	10
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	3
Census Block	3006
Census Tract	602

Owner

1026 Union Ave is owned by an individual who bought it in February 2020.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6223 MONTROSE DR, MADISON, OH 44057-2138
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Feb 21, 2020	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Dec 5, 1997 · Amount on File
Deed Document Number	20201650
Deed Book / Page	702 / 2230
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1026 UNION AVE, ASHTABULA, OH 44004-2564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001913
Date	Mar 4, 2019
Book Page	678/0590
Instrument	201900001913

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 16, 2049

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 21, 2020
Property Address	1026 UNION AVE, ASHTABULA, OH 44004-2564
Document Number	0000001650
Book / Page	000702 / 002230
Instrument Date	Feb 19, 2020
Instrument	1650
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 UNION AVE ASHTABULA OH 440042564, ASHTABULA, OH 44004-2564

Mortgage

Document Number	1651
Date	Feb 21, 2020
Book Page	000702/002233
Instrument	1651

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Union Ave was $2,689.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00	$30,940 Land $6,300 Building $24,640	$88,400 Land $18,000 Building $70,400
2023	$1,574.00 (+20.15%) Homeowner's exemption	$30,940 (+37.88%) Land $6,300 Building $24,640	$88,400 Land $18,000 Building $70,400
2022	$1,310.00 Homeowner's exemption	$22,440 Land $4,830 Building $17,610
2020			$64,100 Land $13,800 Building $50,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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