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1026 Twisted Branch Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1026 Twisted Branch Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,475 sqft · built 2007
Lot Size0.233 acres (10,193 sqft)
OwnerIndividual Name on Record
Last Sale$231,900 (Mar 2008)
Tax Bill$3,085 (2025)
Deeds & MortgagesJan 2018 Mortgage
Feb 2020 Mortgage
Flood ZoneZone AE (high risk)
APN138023

Property Details

APN / Parcel Number

Primary APN138023
Alternative APN
  • 302531285800010370

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,475 sqft Heated Area
Gross Area2,975 sqft
1st Floor Area2,475 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,193 sqft (0.233 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number138023
Street Address1026 TWISTED BRANCH LN
CitySAINT CLOUD
StateFL
Zip34771-8915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionCHISHOLM ESTATES PB 18 PG 16-17 LOT 37
Legal Range31E
Legal Township25S
Legal Section30
Legal SubdivisionCHISHOLM ESTATES
Legal Tract2858
Legal Block1
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1026 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2018Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 27, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2008 · Amount on Record
Deed SaleMar 14, 2008 · Amount on Record
Deed Document Number2008047634
Deed Book / Page3656 / 1090
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1026 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8915
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052700690
DateJan 17, 2018
Book Page5270/0690
Instrument2018008731
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
Term223 Months
DueAug 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1026 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8915
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056820421
DateFeb 27, 2020
Book Page5682/421
Instrument2020028918
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2040

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,085.00 (+8.59%) Homeowner's exemption$175,770 (+5.99%)$381,700 (+1.71%) Land $65,000 Building $316,700
2023$2,841.00 (+8.02%) Homeowner's exemption$165,842 (+3%)$375,300 (+39.21%) Land $65,000 Building $310,300
2022$2,630.00 Homeowner's exemption$161,012$269,600 Land $55,000 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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