1026 Timbervale Trl, Clermont, FL 34715 Property Records

Lake County property record for 1026 Timbervale Trl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,274 sqft · built 2018
Lot Size	0.341 acres (14,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,240 (Aug 2018)
Tax Bill	$3,590 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-0201-000-00700`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-0201-000-00700`
Alternative APNs	`262215020100000700` `3903385`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	2,274 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,835 sqft (0.341 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3903385
Street Address	1026 TIMBERVALE TRL
City	CLERMONT
State	FL
Zip	34715-0013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND RANCH ESPLANADE PHASE 1 REPLAT PB 68 PG 29-31 LOT 7 ORB 5157 PG 1447
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	HIGHLAND RANCH ESPLANADE PHASE 1 REPLAT
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31319

Owner

Source: Lake County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 21, 2018	Grant Deed, Transfer · VA Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	201897508
Deed Book / Page	5157 / 1447
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 10, 2026
Property Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Document Number	0000043559
Book / Page	6717 / 529
Instrument Date	Mar 20, 2026
Instrument	202643559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013

Mortgage

Document Number	0000043559,
Date	Apr 10, 2026
Book Page	6717/529
Instrument	202643559

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013

Mortgage

Document Number	0056600566
Date	Mar 10, 2021
Book Page	5660/566
Instrument	2021032405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013

Mortgage

Document Number	0058851871
Date	Jan 28, 2022
Book Page	5885/1871
Instrument	2022013315

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055071585
Date	Jul 21, 2020
Book Page	5507/1585
Instrument	2020077670

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Aug 21, 2018
Property Address	1026 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Document Number	0051571447
Book / Page	005157 / 001447
Instrument Date	Aug 20, 2018
Instrument	97508
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,528.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 TIMBERVALE TRL CLERMONT FL 347150013, CLERMONT, FL 34715-0013

Mortgage

Document Number	51571449
Date	Aug 21, 2018
Book Page	005157/001449
Instrument	97509

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,190 (+2.9%)	$480,169 (-) Land $140,000 Building $340,169
2025		$258,690 (+5.99%) Land $140,000 Building $118,690	$480,169 (+7.44%) Land $140,000 Building $340,169
2024	$3,590.00 (+2.05%)
2023	$3,518.00 (+3.17%) Homeowner's exemption	$244,080 (+3%)	$446,923 (+9.44%) Land $117,600 Building $329,323
2022	$3,410.00 Homeowner's exemption	$236,980	$408,364 Land $99,000 Building $309,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Hotwire Communications, Verizon.

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