1026 Stuart Dr, Front Royal, VA 22630 Property Records

Warren County property record for 1026 Stuart Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1991
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Oct 2014)
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20A143-1-10`

Property Details

APN / Parcel Number

Primary APN	`20A143-1-10`
Alternative APN	`8684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	1,702 sqft
Basement Area	834 sqft
Finished Basement	417 sqft
Unfinished Basement	834 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	8684
Street Address	1026 STUART DR
City	FRONT ROYAL
State	VA
Zip	22630-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L10 VAUGHT ESTS SEC 1
Legal Subdivision	HAPPY CREEK-TOWN
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	2
Census Block	2018
Census Tract	20601

Owner

Source: Warren County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 STUART DR, FRONT ROYAL, VA 22630-5324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2014 · Amount on Record
Deed Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	20145214
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1026 STUART DR, FRONT ROYAL, VA 22630-5324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002479
Date	Apr 22, 2020
Instrument	200002479

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+18.81%)	$470,600 (-) Land $89,600 Building $381,000
2025	$2,254.00 (+20.02%)	$470,600 (+22.74%) Land $89,600 Building $381,000	$470,600 (+22.74%) Land $89,600 Building $381,000
2024	$1,878.00	$383,400 (-) Land $74,800 Building $308,600	$383,400 (-) Land $74,800 Building $308,600
2023		$383,400 Land $74,800 Building $308,600	$383,400 Land $74,800 Building $308,600
2022	$1,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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