1026 Stewarts Rd, Lanexa, VA 23089 Property Records

James City County property record for 1026 Stewarts Rd, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 900 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (Apr 2026)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-4 01-0-0009`

Property Details

APN / Parcel Number

Primary APN	`02-4 01-0-0009`
Alternative APN	`18105`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	18105
Street Address	1026 STEWARTS RD
City	LANEXA
State	VA
Zip	23089-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	ADJ WALLS
Legal Subdivision	ACREAGE LOTS POWHATAN
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3001
Census Tract	80403

Owner

Source: James City County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1026 STEWARTS RD, LANEXA, VA 23089-8809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING
Apr 24, 2026	Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING
Oct 27, 2025	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	20264952
Prior Transfer Date	Aug 2, 2023
Prior Transfer Doc	0202308129
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 24, 2026
Property Address	1026 STEWARTS RD, LANEXA, VA 23089-8809
Document Number	0000004952
Instrument Date	Apr 13, 2026
Instrument	2026.4952
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,814.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1026 STEWARTS RD, LANEXA, VA 23089-8809

Mortgage

Document Number	0000004953,
Date	Apr 24, 2026
Instrument	2026..4953

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 24, 2026
Property Address	1026 STEWARTS RD, LANEXA, VA 23089-8809
Document Number	0202604952
Instrument Date	Apr 13, 2026
Instrument	20264952
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,814.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1026 STEWARTS RD, LANEXA, VA 23089-8809

Mortgage

Document Number	0000004953,
Date	Apr 24, 2026
Instrument	20264953

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 27, 2025
Property Address	1026 STEWARTS RD, LANEXA, VA 23089-8809
Document Number	0202515150
Instrument Date	Oct 24, 2025
Instrument	202515150
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Aug 2, 2023
Property Address	1026 STEWARTS RD, LANEXA, VA 23089-8809
Document Number	0202308129
Instrument Date	Aug 2, 2023
Instrument	202308129
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LANGHORNE RD, NEWPORT NEWS, VA 23606-2005

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+6.42%)	$187,800 (+17.89%) Land $59,200 Building $128,600	$187,800 (+17.89%) Land $59,200 Building $128,600
2024	$1,464.00 (+10.74%)
2023	$1,322.00	$159,300 (-) Land $48,700 Building $110,600	$159,300 (-) Land $48,700 Building $110,600
2022	$1,322.00 (+8.72%)	$159,300 Land $48,700 Building $110,600	$159,300 Land $48,700 Building $110,600
2019	$1,216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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