1026 Saunders Ct, Galt, CA 95632 Property Records

Sacramento County property record for 1026 Saunders Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,499 sqft · built 2007
Lot Size	0.193 acres (8,408 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Feb 2019)
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1020-038-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1020-038-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,499 sqft Living Area
1st Floor Area	3,499 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,408 sqft (0.193 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1026 SAUNDERS CT
City	GALT
State	CA
Zip	95632-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SOMMERSET UNIT NO.2, LOT 53
Legal Subdivision	SOMMERSET UNIT NO.2
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9409

Owner

1026 Saunders Ct is owned and occupied by an individual who bought it in February 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 SAUNDERS CT, GALT, CA 95632-3782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 8, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2019	Grant Deed, Transfer · FHA Mortgage UNITED FIDELITY FNDG
Feb 13, 2019	Quit Claim Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Jun 13, 2007 · Amount on File
Deed Book / Page	20190213 / 254
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	2130000000253
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1026 SAUNDERS CT, GALT, CA 95632-3782
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 SAUNDERS CT, GALT, CA 95632-3782

Mortgage

Document Number	0000000424
Date	Jan 10, 2022
Instrument	2022011000424

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 8, 2026
Property Address	1026 SAUNDERS CT, GALT, CA 95632-3782
Document Number	2026001176
Book / Page	20260408 / 1176
Instrument Date	Apr 6, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1026 SAUNDERS CT, GALT, CA 95632-3782

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 13, 2019
Property Address	1026 SAUNDERS CT, GALT, CA 95632-3782
Document Number	1902130254
Instrument Date	Feb 5, 2019
Instrument	1902130254
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1172 WALNUT GROVE CA 956901172, WALNUT GROVE, CA 95690-1172

Mortgage

Document Number	1902130255
Date	Feb 13, 2019
Instrument	1902130255

Lender

Name	UNITED FIDELITY FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 13, 2019
Property Address	1026 SAUNDERS CT, GALT, CA 95632-3782
Document Number	1902130253
Instrument Date	Feb 5, 2019
Instrument	1902130253
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1172 WALNUT GROVE CA 956901172, WALNUT GROVE, CA 95690-1172

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Saunders Ct was $6,494, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,218 (+2%) Land $91,022 Building $472,196
2025	$6,494.00 (+4.37%)	$552,176 Land $89,238 Building $462,938
2024	$6,222.00 (-10.02%)
2023	$6,915.00 (+3.61%)	$530,736 Land $85,774 Building $444,962
2022	$6,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1026 Saunders Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Saunders Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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