1026 N Central Ave, Lima, OH 45801 Property Records

Allen County property record for 1026 N Central Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.117 acres (5,097 sqft)
Owner	Company Name on File
Last Sale	$247,800 (Aug 2025)
Tax Bill	$711 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3007-03-009.000`

Property Details

APN / Parcel Number

Primary APN	`37-3007-03-009.000`
Alternative APN	`M3837300703009000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	576 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	118 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1026 N CENTRAL AVE
City	LIMA
State	OH
Zip	45801-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD PARK ADDITION LOT 11091 FF 43.00
Legal Subdivision	PARK ADDITION
Legal Lot Number	11091
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2018
Census Tract	12400

Owner

1026 N Central Ave is owned by a company that bought it in August 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2213, WHITTIER, CA 90610-2213
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit CHAMPIONS FUNDING LLC
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit KJB FAMILY LP
Mar 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Deed Document Number	20258614
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1026 N CENTRAL AVE, LIMA, OH 45801-2902
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 MARKET AVE N 100, 100, CANTON, OH 44721-2430
Investor	Possibly a Property Investor

Mortgage

Document Number	3260002841
Date	Mar 26, 2026
Book Page	2026/2841
Instrument	202603260002841

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	365 E GERMANN RD STE 140, GILBERT, AZ 85297

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1026 N CENTRAL AVE, LIMA, OH 45801-2902
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10010010016
Date	Oct 1, 2025
Book Page	2025/10016
Instrument	202510010010016

Lender

Name	KJB FAMILY LP
Type	Non-Lending Institution
Address	319 E LINCOLN HWY, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Aug 31, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 29, 2022
Property Address	1026 N CENTRAL AVE, LIMA, OH 45801-2902
Document Number	3290003621
Book / Page	2022 / 3621
Map Reference	MB 4 PG 158
Instrument Date	Mar 21, 2022
Instrument	202203290003621
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

Mortgage

Document Number	3290003627
Date	Mar 29, 2022
Book Page	2022/3627
Instrument	202203290003627

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1026 N Central Ave was $711, down 6.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (-6.32%)	$18,100 (-) Land $2,770 Building $15,330	$51,700 (-) Land $7,900 Building $43,800
2024	$759.00 (+16.23%)	$18,100 (+27.02%) Land $2,770 Building $15,330	$51,700 Land $7,900 Building $43,800
2023	$653.00 (-4.25%)	$14,250 (-) Land $2,170 Building $12,080
2022	$682.00	$14,250 Land $2,170 Building $12,080
2021			$40,700 Land $6,200 Building $34,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1026 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1026 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

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