1026 Merchant St, Abilene, TX 79603 Property Records

Taylor County property record for 1026 Merchant St, Abilene, TX 79603

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,179 sqft · built 1946
Lot Size0.22 acres (9,600 sqft)
OwnerCompany Name on File
Last Sale$86,184 (Jun 2023)
Tax Bill$1,434 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN43700001700

Property Details

APN / Parcel Number

Primary APN43700001700
Alternative APN
  • 39840

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area1,179 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialCombination
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1026 MERCHANT ST
CityABILENE
StateTX
Zip79603-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE ADDN, BLOCK 2, LOT 3
Legal SubdivisionLAKESIDE ADDN
Legal Block2
Legal Lot Number3
JurisdictionTAYLOR TX
Township / Civil DivisionABILENE
Census Block Group1
Census Block1031
Census Tract10700

Owner

1026 Merchant St is owned by a company that bought it in June 2023.

Source: Taylor County records, as of August 11, 2026

Owner of RecordCompany Name on File
Mailing Address1 MUIRFIELD ST, ABILENE, TX 79606-5125
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK NA
Jan 10, 2017Deed of Trust, Mortgage
COMMUNITIES/ABILENE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2023 · Amount on File
Deed SaleJun 23, 2023 · Amount on File
Prior SaleMar 4, 2009 · Amount on File
Deed Document Number202310260
Prior Transfer DateMar 3, 2009
Prior Transfer Doc0000002985
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1026 MERCHANT ST, ABILENE, TX 79603-5012
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000010261
DateJun 23, 2023
Instrument2023-00010261
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressABILENE, TX 79604
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueJun 22, 2038
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1026 MERCHANT ST, ABILENE, TX 79603-5012
Document Number0000007245
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1026 MERCHANT ST ABILENE TX 796035012, ABILENE, TX 79603-5012

Mortgage

Document Number0000007245
DateMay 4, 2018
Instrument7245
Lender
NameCOMMUNITIES/ABILENE FCU
TypeCredit Union
AddressABILENE, TX 79603
Agreement
AmountAmount on Record
Term240 Months
DueMay 3, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Merchant St was $1,434.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAbilene City
CountyTaylor County
Unified School DistrictAbilene Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,066 (+5.93%) Land $9,312 Building $57,754$67,066 (+5.93%) Land $9,312 Building $57,754
2025$1,434.00$63,310 (+6.14%) Land $9,312 Building $53,998$63,310 (+6.14%) Land $9,312 Building $53,998
2024$59,647 (+11.62%) Land $5,712 Building $53,935$59,647 (+11.62%) Land $5,712 Building $53,935
2023$369.00 Homeowner's exemption$53,437 Land $3,360 Building $50,077$53,437 Land $3,360 Building $50,077
2018$271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Merchant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1026 Merchant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ABILENE
serves 130,501 people · EPA ID TX2210001
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: AT&T, Verizon.

Nearby Properties on Merchant St

Nearby Streets

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