Seminole County property record for 1026 McCully Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,396 sqft · built 1986 |
| Lot Size | 0.128 acres (5,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jul 2025) |
| Tax Bill | $4,808 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-505-0000-0140 |
| Primary APN | 23-21-31-505-0000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Sheathing |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,564 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1026 MCCULLY CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14 ALAFAYA WOODS PH 12A PB 34 PGS 53 TO 55 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS PH 12A |
| Legal Tract | 505 |
| Legal Lot Number | 14 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21319 |
Source: Seminole County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1026 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 25, 2025 | Warranty Deed, Transfer · FHA Mortgage SOFI BANK NA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional with PMI FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 202572340 |
| Deed Book / Page | 10866 / 1709 |
| Transfer Doc | 3147000036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 25, 2025 |
| Property Address | 1026 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Document Number | 0108661709 |
| Book / Page | 10866 / 1709 |
| Map Reference | MB 34 PG 53 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025072340 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | FIRST INT'L TITLE, FIRST INTL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1351 BIWOOD DR, GENEVA, FL 32732-9719 |
| Name | Verified Name |
|---|---|
| Address | 1026 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Document Number | 0108661711 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 10866/1711 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1026 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Name | Verified Name |
|---|
| Document Number | 0096311888 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 9631/1888 |
| Instrument | 2020065624 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 1026 MCCULLY CT, OVIEDO, FL 32765-7054 |
| Document Number | 0089481863 |
| Book / Page | 008948 / 001863 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 69054 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 MCCULLY CT OVIEDO FL 327657054, OVIEDO, FL 32765-7054 |
| Document Number | 89481865 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 008948/001865 |
| Instrument | 69055 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,808.00 (+8.95%) | $324,599 (+11.5%) Land $105,000 Building $219,599 | $324,599 (+11.5%) Land $105,000 Building $219,599 |
| 2023 | $4,413.00 (+9.29%) | $291,121 (+10.47%) | $291,121 (+4.7%) Land $94,000 Building $197,121 |
| 2022 | $4,038.00 | $263,529 | $278,043 Land $81,000 Building $197,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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