1026 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 1026 Madison Ave, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1941
Square Footage12,308 sqft Finished Area
Lot Size41,020 sqft (0.942 acres)
Last Sale$1,435,000 (2016)
Tax Bill$15,701.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-24-08-001.00

Interior

Building Area12,308 sqft Finished Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area41,020 sqft (0.942 acres)

Location & Zoning

Street Address1026 MADISON AVE
CityCOVINGTON
StateKY
Zip41011-3172
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description0.9417 AC SEC MADISON & ROBBINS
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase2+1ST
Legal Lot Number106,91
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1016
Census Tract67000

Owner

Source: Kenton County records · APN 054-24-08-001.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3535 PEACHTREE RD NE, ATLANTA, GA 30326-3287
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2016 · Amount on Record
Deed SaleMay 05, 2016 · Amount on Record
Prior SaleMay 22, 2014 · Amount on Record
Deed Doc Number201605 05 059 00083
Deed Book / Page5887 / 1
Prior Transfer DateApr 16, 2014
Prior Transfer Doc0005900035
Record RefreshedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 27, 2023
Property Address1026 MADISON AVE, COVINGTON, KY 41011-3172
Document Number0005900050
Book / PageKC 211 / 38
Instrument DateJan 19, 2023
Instrument23012705900050
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2406 HALINA DR, GLENVIEW, IL 60026-1196

Transferred To (Grantee/Buyer)

NameVerified Name
Address1440 DUTCH VALLEY PLACE NE #150 # 150, 150, COVINGTON, KY 41011

Mortgage

Document Number0005900106
DateJan 30, 2023
Book PageKCM 436/958
Instrument23013005900106
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueFeb 02, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,701.00 (-0.53%)$1,185,000 (-) Land $235,000 Building $950,000$1,185,000 (-) Land $235,000 Building $950,000
2023$15,784.00$1,185,000 Land $235,000 Building $950,000$1,185,000 Land $235,000 Building $950,000

Flood & Wildfire

1026 Madison Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Madison Ave

Nearby Streets

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