1026 Madison 9245, Fredericktown, MO 63645 Property Records

Madison County property record for 1026 Madison 9245, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,500 sqft · built 2020
Lot Size	33.7 acres (1,468,408 sqft)
Owner	Individual Name on File
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1.2-12-000-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`07-1.2-12-000-000-004.001`
Alternative APN	`9862`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,468,408 sqft (33.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1026 MADISON 9245
City	FREDERICKTOWN
State	MO
Zip	63645-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2
Legal Range	07
Legal Township	33
Legal Section	12
Legal Subdivision	COLLEGE HILL ADDITION
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3020
Census Tract	960100

Owner

1026 Madison 9245 is owned and occupied by an individual who acquired it in January 2024.

Source: Madison County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit NEW ERA BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit NEW ERA BANK
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW ERA BANK
Sep 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW ERA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024
Deed Sale	Jan 29, 2024
Prior Sale	Jun 7, 2022
Deed Document Number	2024135
Deed Book / Page	561 / 676
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Jun 29, 2026
Property Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437
Document Number	0000001038
Book / Page	589 / 156
Instrument Date	Jun 22, 2026
Instrument	20261038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437

Mortgage

Document Number	0000001038,
Date	Jun 29, 2026
Book Page	589/156
Instrument	20261038

Lender

Name	NEW ERA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 22, 2031

Interest

Rate	6.51%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000526/8
Date	Feb 26, 2021
Book Page	526/8
Instrument	2021000314

Lender

Name	NEW ERA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000534/384
Date	Oct 8, 2021
Book Page	534/384
Instrument	2021001822

Lender

Name	NEW ERA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Sep 30, 2020
Property Address	1026 MADISON 9245, FREDERICKTOWN, MO 63645-8437
Document Number	000520/630
Book / Page	520 / 630
Instrument Date	Sep 29, 2020
Instrument	2020001597
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MADISON 9288, FREDERICKTOWN, MO 63645-7936

Mortgage

Document Number	000520/634
Date	Sep 30, 2020
Book Page	520/634
Instrument	2020001598

Lender

Name	NEW ERA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Madison 9245 was $1,568.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00	$27,450	$147,920 Land $14,600 Building $133,320
2023		$27,450	$147,920 Land $14,600 Building $133,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Madison 9245 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Madison 9245 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madison 9245

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