1026 Locust Ave, Orlando, FL 32809 Property Records

Orange County property record for 1026 Locust Ave, Orlando, FL 32809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 910 sqft · built 1960
Lot Size	0.29 acres (12,613 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Sep 2016)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-29-6928-04-170`

Property Details

APN / Parcel Number

Primary APN	`24-23-29-6928-04-170`
Alternative APNs	`292324692804170` `418219` `423851` `428050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	700 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,613 sqft (0.29 acres)

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Shed	1 Shed
Storage Building	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1026 LOCUST AVE
City	ORLANDO
State	FL
Zip	32809-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PINE CASTLE PINES R/98 LOT 17 & E1/2 LOT 16 BLK D
Legal Range	29E
Legal Township	23S
Legal Section	24
Legal Subdivision	PINE CASTLE PINES
Legal Tract	6928
Legal Block	D
Legal Lot Number	17,16
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2028
Census Tract	14100

Owner

1026 Locust Ave is owned and occupied by an individual who bought it in September 2016.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 LOCUST AVE, ORLANDO, FL 32809-5144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Feb 7, 2013 · Amount on File
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1026 LOCUST AVE, ORLANDO, FL 32809-5144
Document Number	0000518140
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LOCUST AVE ORLANDO FL 328095144, ORLANDO, FL 32809-5144

Mortgage

Document Number	0000518140
Date	Oct 5, 2020
Instrument	518140

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 4, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Locust Ave was $2,085, up 8.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,126 (+2.7%)	$287,170 (-0.9%) Land $140,000 Building $147,170
2025	$2,085.00 (+8.14%) Homeowner's exemption	$145,205	$289,770 Land $140,000 Building $149,770
2024	$1,928.00 (+11.12%)
2023	$1,735.00 (+6.18%) Homeowner's exemption	$133,100 (+3.86%)	$238,942 (+22.15%) Land $110,000 Building $128,942
2022	$1,634.00 Homeowner's exemption	$128,155	$195,619 Land $98,000 Building $97,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Locust Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Locust Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20