1026 Leonard Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 1026 Leonard Ave, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,342 sqft · built 1925
Lot Size	0.123 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Jul 2023)
Tax Bill	$2,458 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-410-25-00`

Property Details

APN / Parcel Number

Primary APN	`150-410-25-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 1925
Lot Area	5,400 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1026 LEONARD AVE
City	OCEANSIDE
State	CA
Zip	92054-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 1787 BLK 3LOT 7
Legal Subdivision	PLUMOSA HEIGHTS
Legal Tract	1787
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18201

Owner

Source: San Diego County records, as of October 2, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1026 LEONARD AVE, OCEANSIDE, CA 92054-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2023	Intrafamily Transfer, Transfer
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit S & T BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jul 11, 2023
Deed Document Number	2023-0180508
Record Updated	Jun 7, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2023
Property Address	1026 LEONARD AVE, OCEANSIDE, CA 92054-4218
Document Number	0000180508
Map Reference	MAP 1787
Instrument Date	Jun 19, 2023
Instrument	2023-0180508
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1026 LEONARD AVE, OCEANSIDE, CA 92054-4218

Mortgage

Document Number	0000180509
Date	Jul 11, 2023
Instrument	2023-0180509

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2023
Property Address	1026 LEONARD AVE, OCEANSIDE, CA 92054-4218
Document Number	0000069996
Map Reference	MAP 1787
Instrument Date	Feb 10, 2023
Instrument	2023-0069996
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	721 ELKWOOD DR, NEW CUMBERLAND, PA 17070-1545

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1026 LEONARD AVE, OCEANSIDE, CA 92054-4218
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 ELKWOOD DR, NEW CUMBERLAND, PA 17070-1545

Mortgage

Document Number	0000023646
Date	Jan 18, 2022
Instrument	2022-0023646

Lender

Name	S & T BANK
Type	Bank
Address	CAMP HILL, PA 17011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,458.00 (+1.53%)	$217,921 (+2%) Land $80,707 Building $137,214
2022	$2,421.00	$213,649 Land $79,125 Building $134,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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