1026 Larch Ave, Moraga, CA 94556 Property Records

Contra Costa County property record for 1026 Larch Ave, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,711 sqft · built 1995
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$2,020,000 (Nov 2023)
Tax Bill	$24,536 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-250-055-5`

Property Details

APN / Parcel Number

Primary APN	`258-250-055-5`
Alternative APN	`258-250-055`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,711 sqft Living Area
1st Floor Area	1,550 sqft
2nd Floor Area	1,161 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Lot Area	10,625 sqft (0.244 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1026 LARCH AVE
City	MORAGA
State	CA
Zip	94556-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	REC OF SURVEY 28 LSM 22 POR PCL A
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	352102

Owner

1026 Larch Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1026 LARCH AVE, MORAGA, CA 94556-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Jan 12, 1994 · Amount on File
Deed Document Number	2023124758
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	0000338624
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1026 LARCH AVE, MORAGA, CA 94556-1852
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LARCH AVE, MORAGA, CA 94556-1852

Mortgage

Document Number	0000030159
Date	Mar 26, 2026
Instrument	2026- 030159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2023
Property Address	1026 LARCH AVE, MORAGA, CA 94556-1852
Document Number	0000124758
Map Reference	MB 28 PG 22
Instrument Date	Nov 9, 2023
Instrument	2023-124758
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1026 LARCH AVE, MORAGA, CA 94556-1852

Mortgage

Document Number	0000124759
Date	Nov 21, 2023
Instrument	2023-124759

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Larch Ave was $24,536 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,101,608 (+2%) Land $1,352,520 Building $749,088
2025	$24,536.00 Homeowner's exemption	$2,060,400 Land $1,326,000 Building $734,400
2023	$7,857.00 (+1.5%)	$566,699 Land $259,744 Building $306,955
2022	$7,741.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Larch Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Larch Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

Nearby Properties on Larch Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures