1026 Karen Ln, Washington, MO 63090 Property Records

Franklin County property record for 1026 Karen Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$234,400 (Apr 2020)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-26.0-2-005-051.000`

Property Details

APN / Parcel Number

Primary APN	`10-7-26.0-2-005-051.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Lot Area	21,780 sqft (0.5 acres)
Patio Area	170 sqft

Location & Zoning

Street Address	1026 KAREN LN
City	WASHINGTON
State	MO
Zip	63090-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:10&PT11 GLEN VIEW ESTATES
Legal Range	1W
Legal Township	44N
Legal Section	26
Legal Subdivision	GLEN VIEW ESTATES
Legal Lot Number	10
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3028
Census Tract	800201

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 KAREN LN, WASHINGTON, MO 63090-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 30, 2020	Warranty Deed, Transfer WEST CMNTY CU
Apr 24, 2019	Deed of Trust, Mortgage WEST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	20206073
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1026 KAREN LN, WASHINGTON, MO 63090-4908
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002310892
Date	Sep 14, 2023
Instrument	2310892

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 30, 2020
Property Address	1026 KAREN LN, WASHINGTON, MO 63090-4908
Document Number	0000006073
Instrument Date	Apr 27, 2020
Instrument	6073
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 KAREN LN WASHINGTON MO 630904908, WASHINGTON, MO 63090-4908

Mortgage

Document Number	6074
Date	Apr 30, 2020
Instrument	6074

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1026 KAREN LN, WASHINGTON, MO 63090-4908
Document Number	0000004968
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 KAREN LN WASHINGTON MO 630904908, WASHINGTON, MO 63090-4908

Mortgage

Document Number	0000004968
Date	Apr 29, 2019
Instrument	4968

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (+23.6%)	$39,758 (+25.89%)	$209,250 (+25.89%) Land $41,350 Building $167,900
2023	$1,792.00 (+1.3%)	$31,582	$166,220 Land $41,350 Building $124,870
2022	$1,769.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1982–2000)
Claims Outside the SFHA	8 of 13
Most Recent Claim	May 2000 · other causes
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

Nearby Properties on Karen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures