1026 Eugene Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1026 Eugene Dr, Schenectady, NY 12303 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,500 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$316,900 (2026)
Tax Bill$6,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.19-5-6
Alternative APN
  • 280005901900050060000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,500 sqft Living Area
1st Floor876 sqft 1st Floor
Upper Floors630 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,148 sqft (0.21 acres)
Depth X Width150 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area348 sqft Garage
Shed1 Shed
Shed Area40 sqft Shed
Porch Area50 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1026 EUGENE DR
CitySCHENECTADY
StateNY
Zip12303-4310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,SHDM STOODLEY GAR #2-7 5.-388-18
Legal Block5
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3005
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.19-5-6

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address56 LATHROP AVE, SCHENECTADY, NY 12304-2108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2022Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
May 13, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK LENA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleAug 04, 2014 · Amount on Record
Deed Doc Number202611160
Deed Book / Page2172 / 184
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1026 EUGENE DR, SCHENECTADY, NY 12303-4310
Transaction TypeMortgage
Record UpdatedJun 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 EUGENE DR, SCHENECTADY, NY 12303-4310
InvestorPossibly a Property Investor

Mortgage

Document Number0000047617
DateSep 07, 2022
Book Page5254/737
Instrument202247617
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 06, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 13, 2026
Property Address1026 EUGENE DR, SCHENECTADY, NY 12303-4310
Document Number0000011160
Book / Page2172 / 184
Instrument DateApr 28, 2026
Instrument2026.11160
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$128,027.60
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 LATHROP AVE, SCHENECTADY, NY 12304-2108

Mortgage

Document Number0000011161,
DateMay 13, 2026
Instrument2026..11161
Lender
NameCOMMUNITY BANK LENA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,092.00$166,000 (-) Land $12,600 Building $153,400$255,400 (+16.94%) Land $19,386 Building $236,014
2023$166,000 Land $12,600 Building $153,400$218,400 Land $16,577 Building $201,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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