1026 E Lake Dr, Gainesville, GA 30506 Property Records

Hall County property record for 1026 E Lake Dr, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 1998
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Feb 2012)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-107-000-045`

Property Details

APN / Parcel Number

Primary APN	`10-107-000-045`
Alternative APN	`31612`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,876 sqft Heated Area
1st Floor Area	1,876 sqft
Basement Area	1,876 sqft
Unfinished Basement	1,876 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	134 ft deep x 136 ft wide
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	137 sqft
Patio Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31612
Street Address	1026 E LAKE DR
City	GAINESVILLE
State	GA
Zip	30506-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EAST LAKE EST LT 1
Legal Subdivision	EAST LAKE EST
Legal Lot Number	1
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1024
Census Tract	402

Owner

1026 E Lake Dr is owned and occupied by two individuals who bought it in February 2012.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1026 E LAKE DR, GAINESVILLE, GA 30506-1728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2012 · Amount on File
Deed Sale	Feb 23, 2012 · Amount on File
Prior Sale	Mar 28, 2011
Deed Document Number	20122748
Deed Book / Page	7000 / 693
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0006695101
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	1026 E LAKE DR, GAINESVILLE, GA 30506-1728
Document Number	0083680708
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 E LAKE DR GAINESVILLE GA 305061728, GAINESVILLE, GA 30506-1728

Mortgage

Document Number	0083680708
Date	Nov 6, 2019
Book Page	008368/000708

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	GAINESVILLE, GA 30501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2044

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	1026 E LAKE DR, GAINESVILLE, GA 30506-1728
Document Number	0079620254
Book / Page	007962 / 000254
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 E LAKE DR GAINESVILLE GA 305061728, GAINESVILLE, GA 30506-1728

Mortgage

Document Number	0079620254
Date	Sep 7, 2017
Book Page	007962/000254

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1026 E Lake Dr was $1,312 with a homeowner's exemption, down 65.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (-65.22%) Homeowner's exemption	$192,320 (+0.9%) Land $42,360 Building $149,960	$480,800 (+0.9%) Land $105,900 Building $374,900
2025	$3,772.00 Homeowner's exemption	$190,600 Land $42,360 Building $148,240	$476,500 Land $105,900 Building $370,600
2023	$4,030.00 (+24.46%) Homeowner's exemption	$155,720 (+30.73%) Land $24,360 Building $131,360	$389,300 (+30.73%) Land $60,900 Building $328,400
2022	$3,238.00 Homeowner's exemption	$119,120 Land $17,480 Building $101,640	$297,800 Land $43,700 Building $254,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 E Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 E Lake Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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