1026 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1026 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,700 sqft · built 1986
Lot Size0.149 acres (6,504 sqft)
OwnerIndividual Name on File
Last Sale$409,000 (Dec 2018)
Tax Bill$2,699 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-96-483

Property Details

APN / Parcel Number

Primary APN304-96-483

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,700 sqft Living Area
1st Floor Area1,847 sqft
2nd Floor Area853 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,504 sqft (0.149 acres)
Parking Spaces3 Parking Spaces
Pool Area400 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1026 E ENCINAS AVE
CityGILBERT
StateAZ
Zip85234-3548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionVAL VISTA PARK MCR 290-5
Legal Range06E
Legal Township01S
Legal Section05
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionVAL VISTA PARK
Legal Lot Number158
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract422506

Owner

Source: Maricopa County records · APN 304-96-483

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 09, 2020Deed of Trust, Mortgage · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Sep 20, 2019Deed of Trust, Mortgage · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Dec 03, 2018Warranty Deed, Transfer · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2018 · Amount on Record
Deed SaleDec 03, 2018 · Amount on Record
Prior SaleDec 30, 2014 · Amount on Record
Deed Document Number20180886039
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548

Mortgage

Document Number0000589939
DateJul 21, 2022
Instrument20220589939
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 12, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySIGNATURE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548

Mortgage

Document Number0000966036
DateOct 09, 2020
Instrument20200966036
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPIONEER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000742664
DateSep 20, 2019
Instrument20190742664
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 03, 2018
Property Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548
Document Number0000886039
Map ReferenceMB 290 PG 5
Instrument DateNov 20, 2018
Instrument20180886039
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1033 BARRINGTON NW, 1033, GRAND RAPIDS, MI 49534-2177

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1026 E ENCINAS AVE, GILBERT, AZ 85234-3548

Mortgage

Document Number0000886040
DateDec 03, 2018
Instrument20180886040
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,110 (+0.53%)$531,100 (+0.53%) Land $106,200 Building $424,900
2025$2,699.00 (+10.16%)
2024$52,830$528,300 Land $105,600 Building $422,700
2023$2,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA, Wi-Fiber.

Based on FCC filings for 638 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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