Lancaster County property record for 1026 Cross St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 780 sqft · built 1963 |
| Lot Size | 0.124 acres (5,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Aug 2017) |
| Tax Bill | $270 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0082D-0F-008.00 |
| Primary APN | 0082D-0F-008.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Gross Area | 837 sqft |
| Flooring | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,408 sqft (0.124 acres) |
| Lot Width | 68 ft Width |
| Porch | Porch |
| Porch Area | 57 sqft |
| Heating System | HVAC |
|---|
| Account Number | 14406 |
|---|---|
| Street Address | 1026 CROSS ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 69X73.6X68X73.8 |
| Legal Subdivision | MIDWAY VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10800 |
Source: Lancaster County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 925 FOREST DR, LANCASTER, SC 29720-1865 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | Aug 18, 2006 · Amount on Record |
| Deed Document Number | 201712531 |
| Deed Book / Page | 1077 / 25 |
| Prior Transfer Date | Aug 2, 2005 |
| Prior Transfer Doc | 0002940125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Aug 23, 2017 |
| Property Address | 1026 CROSS ST, LANCASTER, SC 29720-2388 |
| Document Number | 0000012531 |
| Book / Page | 001077 / 000025 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 12531 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,184.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 925 FOREST DR LANCASTER SC 297201865, LANCASTER, SC 29720-1865 |
| Investor | Possibly a Property Investor |
| Document Number | 12532 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 003413/000130 |
| Instrument | 12532 |
| Name | ROGER B KERNS |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 12533, |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 003413/000140 |
| Instrument | 12533 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28112-4836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270.00 (+12.03%) | $628 (+15.02%) Land $52 Building $576 | $29,000 (+218.68%) Land $2,400 Building $26,600 |
| 2024 | $241.00 (-1.63%) | ||
| 2023 | $245.00 | $546 Land $144 Building $402 | $9,100 Land $2,400 Building $6,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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