1026 Carpenter Rd, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 1026 Carpenter Rd, Aurora, NY 13026

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,760 sqft · built 1825
Lot Size	65 acres (2,831,400 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2007)
Tax Bill	$12,883 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053489 193.00-1-69.11`

Property Details

APN / Parcel Number

Primary APN	`053489 193.00-1-69.11`
Alternative APNs	`348919300000010690110000` `08072080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,760 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	840 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,831,400 sqft (65 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Slab
Porch Area	171 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08072080
Street Address	1026 CARPENTER RD
City	AURORA
State	NY
Zip	13026-9753
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O 193.00-1-69.1
Legal Block	1
Legal Lot Number	69.011
Jurisdiction	CAYUGA NY
Township / Civil Division	LEDYARD
Census Block Group	2
Census Block	2026
Census Tract	41002

Owner

1026 Carpenter Rd, a rural home, is owned and occupied by an individual who acquired it in May 2020.

Source: Cayuga County and Ledyard Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit CAYUGA LAKE NATIONAL BANK
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit CAYUGA LAKE NATIONAL BANK
Apr 14, 2023	Warranty Deed, Transfer
Jan 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2007 · Amount on File
Deed Sale	Oct 1, 2007 · Amount on File
Prior Sale	Jan 12, 2007 · Amount on File
Deed Book / Page	1328 / 267
Last Transfer Date	May 20, 2020
Transfer Doc	004344/114
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Recording Date	Sep 14, 2026
Property Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Document Number	0000246004
Book / Page	4784 / 119
Instrument Date	Sep 8, 2026
Instrument	2026246004
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Investor	Possibly a Property Investor

Mortgage

Document Number	0000246004,
Date	Sep 14, 2026
Book Page	4784/119
Instrument	2026246004

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2036

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004456/177
Date	Mar 5, 2024
Book Page	4456/177
Instrument	2024-227494

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Apr 14, 2023
Property Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Document Number	004344/114
Book / Page	4344 / 114
Instrument Date	May 20, 2022
Instrument	2023-221068
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 CARPENTER RD, AURORA, NY 13026-9753

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Jan 28, 2020
Property Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Document Number	0038310080
Book / Page	003831 / 000080
Instrument Date	Oct 16, 2019
Instrument	193280
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 CARPENTER RD AURORA NY 130269753, AURORA, NY 13026-9753

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Apr 24, 2019
Property Address	1026 CARPENTER RD, AURORA, NY 13026-9753
Document Number	0037150053
Book / Page	003715 / 000053
Instrument Date	Feb 20, 2019
Instrument	186681
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 CARPENTER RD AURORA NY 130269753, AURORA, NY 13026-9753

Tax Assessment & Valuation

The 2026 property tax bill for 1026 Carpenter Rd was $12,883 with a homeowner's exemption, up 4.9% from the year before.

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ledyard Town
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,883.00 (+4.93%) Homeowner's exemption
2025	$12,278.00 (+4.41%) Homeowner's exemption	$599,000 Land $226,200 Building $372,800	$777,922 Land $293,766 Building $484,156
2024	$11,759.00
2023		$599,000 Land $226,200 Building $372,800	$637,234 Land $240,638 Building $396,596
2020	$4,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Carpenter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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