Sacramento County property record for 1026 Breakers Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,535 sqft · built 2001 |
| Lot Size | 0.234 acres (10,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Sep 2019) |
| Tax Bill | $4,798 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0860-014-0000 |
| Primary APN | 148-0860-014-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,535 sqft Living Area |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 783 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,199 sqft (0.234 acres) |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1026 BREAKERS CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | COUNTRY MEADOWS, LOT 37 |
| Legal Subdivision | COUNTRY MEADOWS |
| Legal Lot Number | 37 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 9409 |
Source: Sacramento County records · APN 148-0860-014-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 BREAKERS CT, GALT, CA 95632-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CAPITA MORTGAGE CREDIT INC |
| Sep 06, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2019 · Amount on Record |
| Deed Sale | Sep 06, 2019 · Amount on Record |
| Prior Sale | Oct 06, 2016 · Amount on Record |
| Deed Book / Page | 20190906 / 1494 |
| Prior Transfer Date | Aug 04, 2006 |
| Prior Transfer Doc | 0000001284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1026 BREAKERS CT, GALT, CA 95632-3457 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1026 BREAKERS CT, GALT, CA 95632-3457 |
| Document Number | 0000000944 |
|---|---|
| Date | Jul 03, 2025 |
| Instrument | 202507030944 |
| Name | CAPITA MORTGAGE CREDIT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SACRAMENTO, CA 95825 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 06, 2019 |
| Property Address | 1026 BREAKERS CT, GALT, CA 95632-3457 |
| Document Number | 1909061494 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 1909061494 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1026 BREAKERS CT GALT CA 956323457, GALT, CA 95632-3457 |
| Document Number | 1909061495 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 1909061495 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2049 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $412,737 (+2%) Land $100,394 Building $312,343 | |
| 2025 | $4,798.00 (+4.35%) | $404,645 (+4.04%) Land $98,426 Building $306,219 |
| 2024 | $4,598.00 (+1.66%) | |
| 2023 | $4,523.00 (+4.05%) | $388,934 Land $94,605 Building $294,329 |
| 2022 | $4,347.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 449 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3410011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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