1026 Bishop Hill Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1026 Bishop Hill Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1975
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on File
Tax Bill	$3,504 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09100-00-00-02600`

Property Details

APN / Parcel Number

Primary APN	`09100-00-00-02600`
Alternative APN	`37858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)

Exterior Amenities

Pool Area	568 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	320 sqft
Patio Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1026 BISHOP HILL RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	5
Census Block	5000
Census Tract	11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1026 Bishop Hill Rd, a single family home, is owned by an individual.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1046 BISHOP HILL RD, CHARLOTTESVILLE, VA 22902-7552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 5, 2026
Property Address	1026 BISHOP HILL RD, CHARLOTTESVILLE, VA 22902-7552
Document Number	0000007707
Instrument Date	Jul 30, 2026
Instrument	20267707
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007707,
Date	Aug 5, 2026
Instrument	20267707

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1026 BISHOP HILL RD, CHARLOTTESVILLE, VA 22902-7552
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 BISHOP HILL RD D, D, CHARLOTTESVILLE, VA 22902-7552

Mortgage

Document Number	202500009304
Date	Oct 6, 2025
Instrument	202500009304

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1026 Bishop Hill Rd was $3,504, up 2.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,504.00 (+2.34%)	$392,000 (+2.32%) Land $125,800 Building $266,200	$392,000 (+2.32%) Land $125,800 Building $266,200
2025	$3,424.00	$383,100 Land $123,100 Building $260,000	$383,100 Land $123,100 Building $260,000
2023	$2,518.00	$294,900 Land $120,500 Building $174,400	$294,900 Land $120,500 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Bishop Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Bishop Hill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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