1026 Baldwin Commons Dr, Arden, NC 28704 Property Records

Buncombe County property record for 1026 Baldwin Commons Dr, Arden, NC 28704

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,386 sqft · built 2018
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2025)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9653-78-3924-00000`

Property Details

APN / Parcel Number

Primary APN	`9653-78-3924-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area
Gross Area	1,742 sqft
1st Floor Area	583 sqft
2nd Floor Area	803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Townhouse
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.019 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1026 BALDWIN COMMONS DR
City	ARDEN
State	NC
Zip	28704-1127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DEED DATE: 2023-04-27 DEE
Legal Description	DEED DATE: 2023-04-27 DEED: 6314-651 SUBDIV: BALDWIN COMMONS BLOCK: LOT: UNIT 7 SECTION: PLAT: 0192-0122
Legal Subdivision	BALDWIN COMMONS
Legal Unit	7
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1007
Census Tract	2205

Owner

1026 Baldwin Commons Dr, a townhouse, is owned and occupied by an individual who bought it in October 2025.

Source: Buncombe County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Apr 27, 2023 · Amount on File
Deed Document Number	0065331674
Deed Book / Page	6533 / 1674
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 15, 2025
Property Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127
Document Number	0065331674
Book / Page	6533 / 1674
Map Reference	MB 192 PG 122&123
Instrument Date	Sep 9, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127

Mortgage

Document Number	0065331676
Date	Oct 15, 2025
Instrument	6533/1676

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 27, 2023
Property Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127
Document Number	0063140651
Book / Page	6314 / 651
Map Reference	MB 192 PG 122&123
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 RIDDLE RDG, JONESBOROUGH, TN 37659-5046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127

Mortgage

Document Number	0006314654
Date	Apr 27, 2023
Instrument	6314/654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1026 BALDWIN COMMONS DR, ARDEN, NC 28704-1127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059681956
Date	Oct 27, 2020
Book Page	5968/1956

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Baldwin Commons Dr was $1,521.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00	$236,100
2023	$1,407.00	$236,100	$236,100 Land $30,000 Building $206,100
2021			$236,100 Land $30,000 Building $206,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Baldwin Commons Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Baldwin Commons Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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