1026 Alpha Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 1026 Alpha Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,443 sqft · built 1948
Lot Size	0.666 acres (29,011 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2020)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47481`

Property Details

APN / Parcel Number

Primary APN	`47481`
Alternative APN	`1332007`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,443 sqft Finished Area
Upper Floors Area	777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Lot Area	29,011 sqft (0.666 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	Deck Area
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1332007
Street Address	1026 ALPHA DR
City	SHELBY
State	NC
Zip	28150-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.666 AC ROAD 1382
Legal Subdivision	LATTIMORE
Legal Block	1
Legal Lot Number	49
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	951400

Owner

1026 Alpha Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Cleveland County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1026 ALPHA DR, SHELBY, NC 28150-9437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 6, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 1, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	202041205
Deed Book / Page	1816 / 1098
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1026 ALPHA DR, SHELBY, NC 28150-9437
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018411919
Date	May 24, 2021
Book Page	1841/1919
Instrument	200055619

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1026 ALPHA DR, SHELBY, NC 28150-9437
Document Number	0018161101
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 ALPHA DR SHELBY NC 281509437, SHELBY, NC 28150-9437

Mortgage

Document Number	0018161101
Date	Jul 6, 2020
Book Page	001816/001101
Instrument	41206

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 6, 2020
Property Address	1026 ALPHA DR, SHELBY, NC 28150-9437
Document Number	0018161098
Book / Page	001816 / 001098
Instrument Date	Jul 6, 2020
Instrument	41205
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 ALHA DR SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number	18161101
Date	Jul 6, 2020
Book Page	001816/001101
Instrument	41206

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 1, 2018
Property Address	1026 ALPHA DR, SHELBY, NC 28150-9437
Document Number	0017682270
Book / Page	1768 / 2270
Instrument Date	Jun 1, 2018
Instrument	200014223
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 SUMMIT ST, 107, SHELBY, NC 28150-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 ALPHA DR, SHELBY, NC 28150-9437

Mortgage

Document Number	200014224
Date	Jun 1, 2018
Instrument	200014224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 1026 Alpha Dr was $1,501, up 2.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00 (+2.95%)	$229,710 (-) Land $16,543 Building $213,167	$229,710 (-) Land $16,543 Building $213,167
2025	$1,458.00	$229,710 Land $16,543 Building $213,167	$229,710 Land $16,543 Building $213,167
2023		$176,734 Land $13,786 Building $162,948	$176,734 Land $13,786 Building $162,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Alpha Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Alpha Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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