2410 N LOY LAKE RD SHERMAN TX 750900204, SHERMAN, TX 75090-0204
Mortgage
Document Number
0000003371
Date
Feb 19, 2018
Instrument
3371
Lender
Name
FIRST UNITED BK
Type
Bank
Address
SHERMAN, TX 75090
Agreement
Amount
Amount on Record
Term
12 Months
Due
Feb 18, 2019
January 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
GRAYSON TX
Property Address
1026 ADDISON AVE, POTTSBORO, TX 75076-7077
Document Number
0000001908
Book / Page
005941 / 000593
Instrument Date
Jan 25, 2017
Transaction Type
Mortgage
Record Updated
Apr 11, 2017
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 641 POTTSBORO TX 750760641, POTTSBORO, TX 75076-0641
Mortgage
Document Number
0000001908
Date
Jan 30, 2017
Book Page
005941/000593
Instrument
1908
Lender
Name
AMERISTATE BK
Type
Bank
Address
ATOKA, OK 74525
Agreement
Amount
Amount on Record
Term
24 Months
Due
Jan 29, 2019
January 2017: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
GRAYSON TX
Recording Date
Jan 25, 2017
Property Address
1026 ADDISON AVE, POTTSBORO, TX 75076-7077
Document Number
0000001601
Book / Page
5939 / 00648
Map Reference
VOL15 PG92
Instrument Date
Jan 24, 2017
Instrument
2017-00001601
Transaction Type
Transfer
Record Updated
Oct 14, 2021
Title Company
RED RIVER TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2410 N LOY LAKE RD, SHERMAN, TX 75090-0204
Mortgage
Document Number
0000001602
Date
Jan 25, 2017
Instrument
2017-00001602
Lender
Name
FIRST UNITED BANK & TRUST CO
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Interest
Type Change Date
Jan 19, 2022
Tax Assessment & Valuation
The 2025 property tax bill for 1026 Addison Ave was $9,861, up 2.9% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Grayson County
Municipality
Pottsboro Town
Unified School District
Pottsboro Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$9,861.00 (+2.86%)
$510,997Land $76,459Building $434,538
$510,997Land $76,459Building $434,538
2024
$9,587.00
2023
$496,404Land $71,892Building $424,512
$496,404Land $71,892Building $424,512
2022
$7,731.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1026 Addison Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
18 (1990–2019)
Claims Outside the SFHA
10 of 18
Most Recent Claim
Sep 2019 · rainfall accumulation
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims
Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims
Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1026 Addison Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source
Purchased surface water from CITY OF DENISON
Last State Inspection
Jun 2023
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025