1026 3rd St, Henderson, KY 42420 Property Records

Henderson County property record for 1026 3rd St, Henderson, KY 42420

Property Summary

Property Type	Warehouse, Storage
Details	built 1985
Lot Size	0.271 acres (11,843 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Jan 2021)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`3-9-5-34.1`

Property Details

APN / Parcel Number

Primary APN	`3-9-5-34.1`
Alternative APN	`48124`

Interior

Stories	1 Story

Exterior

Year Built	Built 1985
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	11,843 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48124
Street Address	1026 3RD ST
City	HENDERSON
State	KY
Zip	42420-3040
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	WAREHOUSE
Legal Subdivision	J L P SUB & CONSOL
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1011
Census Tract	20200

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	107 SCHULER DR, BARDSTOWN, KY 40004-3201
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Document Number	2021001121
Deed Book / Page	RE 0648 / 876
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1026 3RD ST, HENDERSON, KY 42420-3040
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1236/244
Date	Apr 4, 2017
Book Page	MT 1236/244
Instrument	2017003837

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Mar 24, 2022

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jan 29, 2021
Property Address	1026 3RD ST, HENDERSON, KY 42420-3040
Document Number	RE0648/876
Book / Page	RE 0648 / 876
Map Reference	MB 7 PG 788
Instrument Date	Jan 29, 2021
Instrument	2021001121
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2097, HENDERSON, KY 42419-2097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SCHULER DR, BARDSTOWN, KY 40004-3201

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (-0.79%)	$260,000 (-)	$260,000 (-)
2023	$2,906.00 (+0.9%)	$260,000 (-)	$260,000 (-)
2022	$2,880.00	$260,000	$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Watch TV.

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