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1026 2nd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1026 2nd Ave, Schenectady, NY 12303 · Last verified June 2026

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,574 sqft · built 1900
Lot Size0.14 acres (6,138 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Mar 2025)
Tax Bill$5,449 (2025)
Deeds & MortgagesMar 2025 Construction Loan
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.38-1-35

Property Details

APN / Parcel Number

Primary APN421500 49.38-1-35
Alternative APN
  • 150004903800010350000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,574 sqft Total Area
1st Floor Area1,278 sqft
2nd Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,138 sqft (0.14 acres)
Lot Dimensions186 ft deep x 33 ft wide
PorchSlab
Porch Area282 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1026 2ND AVE
CitySCHENECTADY
StateNY
Zip12303-1642
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD
Legal Block1
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4000
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.38-1-35

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3088 CODDINGTON AVE, BRONX, NY 10461-6043
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2025Deed of Trust, Mortgage · Construction Mortgage
HOMETOWN EQUITY MORTGAGE
Jul 24, 2018Deed, Transfer · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number20255996
Deed Book / Page2145 / 591
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1026 2ND AVE, SCHENECTADY, NY 12303-1642
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3088 CODDINGTON AVE, BRONX, NY 10461-6043

Mortgage

Document Number0000005997
DateMar 13, 2025
Instrument202505997
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2055

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 24, 2018
Property Address1026 2ND AVE, SCHENECTADY, NY 12303-1642
Document Number0000032571
Book / Page1992 / 094
Instrument DateJun 10, 2018
Instrument201832571
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$332.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2887 TROY SCHENECTADY RD, 2887, LATHAM, NY 12110

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 LAKEVIEW AVE, VALHALLA, NY 10595-1439

Mortgage

Document Number0000032577
DateJul 24, 2018
Instrument201832577
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,449.00 (+7.86%)$90,000 (-) Land $19,600 Building $70,400$149,031 (+30.82%) Land $32,456 Building $116,575
2023$90,000 (-) Land $19,600 Building $70,400$113,924 (+3.8%) Land $24,810 Building $89,114
2022$90,000 Land $19,600 Building $70,400$109,756 Land $23,902 Building $85,854
2021$5,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930214004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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