1026 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1026 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 892 sqft · built 1949
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Jun 2025)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48524-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48524-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Width	56 ft Width
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1026 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 28' OF LOT 15 & S 28' OF LOT 16 BLK 8 MCCLURE & WHITNEY'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'S ADD
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	MCCLURE WHITNEYS ADD
Legal Block	8
Legal Lot Number	15-16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	301

Owner

1026 15th Ave S is owned and occupied by an individual who bought it in June 2025.

Source: Stearns County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed, Transfer MISC COMPANY
Jan 19, 2023	Warranty Deed, Transfer MISC COMPANY
Jun 15, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	May 29, 2025 · Amount on File
Deed Document Number	20251693170
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 20, 2023
Property Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1647734
Instrument Date	Jan 13, 2023
Instrument	A1647734
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 19, 2023
Property Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1647713
Instrument Date	Jan 13, 2023
Instrument	A1647713
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SCHWINGHAMMER DR, ALBANY, MN 56307-4530

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 15, 2021
Property Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208
Document Number	00A1605885
Instrument Date	Jun 9, 2021
Instrument	A1605885
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 15TH AVE S, SAINT CLOUD, MN 56301-5208

Tax Assessment & Valuation

The 2026 property tax bill for 1026 15th Ave S was $2,022.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00	$174,800 (+5.94%) Land $25,000 Building $149,800	$174,800 (+5.94%) Land $25,000 Building $149,800
2025		$165,000 Land $25,000 Building $140,000	$165,000 Land $25,000 Building $140,000
2023	$1,964.00	$162,300 Land $25,000 Building $137,300	$162,300 Land $25,000 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 15th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1026 15th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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