1026 10th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1026 10th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,380 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Mar 2023)
Tax Bill$2,368 (2025)
Deeds & MortgagesApr 2023 Assignment
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN85-402-8160

Property Details

APN / Parcel Number

Primary APN85-402-8160
Alternative APNs
  • 85-00402-8160
  • 42633

Exterior

Lot Area7,380 sqft (0.169 acres)

Location & Zoning

Account Number42633
Street Address1026 10TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE S 1 FT OF LOT 11 & ALL LOT 12, BLK 81
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION
Legal Block81
Legal Lot Number11,12
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2036
Census Tract31500

Owner

1026 10th Ave SE is owned and occupied by two individuals who bought it in March 2023.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1, BECKER, MN 55308-0001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Assignment of Agreement of Sale, Transfer
QUDARY TITLE, QUARRY TITLE
Jul 19, 2018Loan Modification, Mortgage
MINNWEST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Deed Document Number20231520019
Prior Transfer DateMay 18, 2011
Prior Transfer Doc0000045942
Record UpdatedOct 29, 2026

April 2023: Assignment of Agreement of Sale, Transfer

Document TypeAssignment of Agreement of Sale
JurisdictionSHERBURNE MN
Recording DateApr 6, 2023
Property Address1026 10TH AVE SE, SAINT CLOUD, MN 56304-1700
Document Number0000061579
Instrument DateMar 16, 2023
Instrument61579
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 10TH AVE SE, SAINT CLOUD, MN 56304-1700

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address1026 10TH AVE SE, SAINT CLOUD, MN 56304-1700
Document Number0000055051
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1026 10TH AVE SE ST CLOUD MN 563041700, ST CLOUD, MN 56304-1700

Mortgage

Document Number0000055051
DateJul 27, 2018
Instrument55051
Lender
NameMINNWEST BK
TypeBank
AddressST CLOUD, MN 56302-7429
Agreement
Term60 Months
DueJul 26, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1026 10th Ave SE was $2,368 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,700 (-) Land $40,000 Building $148,700$188,700 (-) Land $40,000 Building $148,700
2025$2,368.00$188,700 Land $40,000 Building $148,700$188,700 Land $40,000 Building $148,700
2023$2,204.00$188,700 Land $30,000 Building $158,700
2021$188,700 Land $30,000 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 10th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 10th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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