10257 Falling Leaf Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 10257 Falling Leaf Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Oct 2017)
Tax Bill	$4,049 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02001J0347.000000`

Property Details

APN / Parcel Number

Primary APN	`02001J0347.000000`
Alternative APNs	`4670 96 8203` `118753`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,590 sqft Living Area
Gross Area	3,286 sqft
1st Floor Area	1,277 sqft
Upper Floors Area	1,313 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118753
Street Address	10257 FALLING LEAF DR NW
City	CONCORD
State	NC
Zip	28027-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 347 WINDING WALK
Legal Subdivision	WINDING WALK
Legal Lot Number	347
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3018
Census Tract	41307

Owner

10257 Falling Leaf Dr NW is owned and occupied by two individuals who bought it in October 2017.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10257 FALLING LEAF DR NW, CONCORD, NC 28027-8139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Dec 28, 2011 · Amount on File
Deed Document Number	201712721-0116
Deed Book / Page	12721 / 116
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10257 FALLING LEAF DR NW, CONCORD, NC 28027-8139
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015678148
Date	Nov 23, 2021
Book Page	15678/148

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10257 FALLING LEAF DR NW, CONCORD, NC 28027-8139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14653110
Date	Nov 9, 2020
Book Page	14653/110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 16, 2017
Property Address	10257 FALLING LEAF DR NW, CONCORD, NC 28027-8139
Document Number	0012721116
Book / Page	12721 / 0116
Map Reference	MB50 PG55
Instrument Date	Oct 11, 2017
Instrument	12721-0116
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 FULTON FARM LN, 33, MOORESVILLE, NC 28117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7342 GALLERY POINTE LN, CHARLOTTE, NC 28269-6248

Mortgage

Document Number	0127210118
Date	Oct 16, 2017
Instrument	12721-0118

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,810 Land $110,000 Building $402,810
2024			$512,810 (+54.52%) Land $110,000 Building $402,810
2023	$4,049.00	$331,880 Land $76,000 Building $255,880	$331,880 Land $76,000 Building $255,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10257 Falling Leaf Dr NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10257 Falling Leaf Dr NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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