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10256 Stone Point Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 10256 Stone Point Ln, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,689 sqft · built 1989
Lot Size0.101 acres (4,379 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Feb 1989)
Tax Bill$4,208 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN580-212-18-00

Property Details

APN / Parcel Number

Primary APN580-212-18-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,689 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area4,379 sqft (0.101 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10256 STONE POINT LN
CitySPRING VALLEY
StateCA
Zip91977-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 212 TR 012111
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT 4074-5
Legal Tract012111
Legal Block3
Legal Lot Number212
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract13504

Owner

10256 Stone Point Ln is owned and occupied by two individuals who acquired it in August 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address10256 STONE POINT LN, SPRING VALLEY, CA 91977-6537
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 1989 · Amount on File
Deed SaleFeb 27, 1989 · Amount on File
Deed Document Number198999154
Last Transfer DateAug 24, 2005
Transfer Doc0000748965
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10256 STONE POINT LN, SPRING VALLEY, CA 91977-6537
Document Number0000391434
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 1, 2017
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10256 STONE POINT LN SPRING VALLEY CA 919776537, SPRING VALLEY, CA 91977-6537

Mortgage

Document Number0000391434
DateAug 28, 2017
Instrument391434
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 27, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10256 Stone Point Ln was $4,208 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,196 (+2%) Land $107,367 Building $198,829
2025$4,208.00 Homeowner's exemption$300,193 Land $105,262 Building $194,931
2023$3,895.00 (+1.8%) Homeowner's exemption$288,538 Land $101,176 Building $187,362
2022$3,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10256 Stone Point Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10256 Stone Point Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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