10253 Upper Peninsula Ln, Saint John, IN 46373 Property Records

Lake County property record for 10253 Upper Peninsula Ln, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,634 sqft · built 2017
Lot Size	0.159 acres (6,916 sqft)
Owner	Individual Name on File
Tax Bill	$4,223 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0138-0039`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0138-0039`
Alternative APN	`45-15-05-206-039.000-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,634 sqft Living Area
Gross Area	5,907 sqft
1st Floor Area	1,817 sqft
Basement Area	1,817 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Row Home
Construction Type	Brick
Roof Material	Other
Lot Area	6,916 sqft (0.159 acres)
Lot Dimensions	133 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10253 UPPER PENINSULA LN
City	SAINT JOHN
State	IN
Zip	46373-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA PT. OF N.50.9FT OF LOT 20
Legal Subdivision	PENINSULA
Legal Lot Number	20
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1006
Census Tract	42903

Owner

10253 Upper Peninsula Ln is owned and occupied by an individual who acquired it in March 2025.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Nov 3, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Jun 13, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025
Deed Sale	Mar 3, 2025
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	2025506978
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0000006978
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066205
Date	Nov 8, 2021
Instrument	2021-066205

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Nov 1, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046871
Date	Jul 23, 2020
Instrument	2020 046871

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 3, 2017
Property Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804
Document Number	0000074394
Map Reference	MB103 PG86
Instrument Date	Oct 19, 2017
Instrument	2017 074394
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804

Mortgage

Document Number	0000074395
Date	Nov 3, 2017
Instrument	2017 074395

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 13, 2017
Property Address	10253 UPPER PENINSULA LN, SAINT JOHN, IN 46373-7804
Document Number	0000036038
Instrument Date	Nov 21, 2016
Instrument	36038
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 RAMBLEWOOD DR #A HIGHLAND IN 463223627, A, HIGHLAND, IN 46322-3627

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,200 Land $48,600 Building $376,600	$425,200 Land $48,600 Building $376,600
2024	$4,223.00
2023		$383,900 (+5.79%) Land $48,100 Building $335,800	$383,900 (+5.79%) Land $48,100 Building $335,800
2022	$4,316.00 (-11.95%)	$362,900 Land $48,100 Building $314,800	$362,900 Land $48,100 Building $314,800
2021	$4,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10253 Upper Peninsula Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10253 Upper Peninsula Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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