10251 N Rumans Rd, Centralia, MO 65240 Property Records

Boone County property record for 10251 N Rumans Rd, Centralia, MO 65240

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,738 sqft · built 1910
Lot Size	21.4 acres (933,926 sqft)
Owner	2 Individual Names on File
Last Sale	$475,300 (Oct 2024)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-900-35-00-005-01`

Property Details

APN / Parcel Number

Primary APN	`08-900-35-00-005-01`
Alternative APN	`08-900-35-00-005.01 01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	1,642 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	933,926 sqft (21.4 acres)
Garage Type	Detached
Garage Area	1,426 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	512 sqft
Balcony Area	1,426 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	10251 N RUMANS RD
City	CENTRALIA
State	MO
Zip	65240-4256
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	PT SW SUR 1117-804
Legal Range	11W
Legal Township	50N
Legal Section	35
Legal Block	A95
Jurisdiction	BOONE MO
Township / Civil Division	ROCKY FORK
Census Block Group	3
Census Block	3049
Census Tract	1903

Owner

10251 N Rumans Rd, a rural home, is owned and occupied by two individuals who bought it in October 2024.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10251 N RUMANS RD, CENTRALIA, MO 65240-4256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Jul 11, 2022	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Nov 27, 2018	Deed of Trust, Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	202416231
Deed Book / Page	5922 / 155
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	10251 N RUMANS RD, CENTRALIA, MO 65240-4256
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003245
Date	Feb 1, 2021
Book Page	5359/18
Instrument	2021003245

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 11, 2022
Property Address	10251 N RUMANS RD, CENTRALIA, MO 65240-4256
Document Number	0000015231
Book / Page	5646 / 158
Map Reference	MB 1117 PG 804
Instrument Date	Jun 29, 2022
Instrument	2022015231
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10251 N RUMANS RD, CENTRALIA, MO 65240-4256

Mortgage

Document Number	0000015232
Date	Jul 11, 2022
Instrument	2022015232

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	10251 N RUMANS RD, CENTRALIA, MO 65240-4256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022389
Date	Nov 27, 2018
Book Page	4967/0033
Instrument	2018022389

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	144 Months
Due	Nov 20, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10251 N Rumans Rd was $2,050.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,212 (-) Land $3,453 Building $31,759
2025	$2,050.00	$35,212 Land $3,453 Building $31,759	$189,660 Land $20,610 Building $169,050
2023	$1,870.00 (+7.78%)	$32,134 Land $3,453 Building $28,681	$173,460 Land $20,610 Building $152,850
2022	$1,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10251 N Rumans Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10251 N Rumans Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 9 serves 15,035 people · EPA ID MO3024058
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Kingdom Networks Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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