Mercer County property record for 1025 Willow St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1959 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,914 (Apr 2017) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-398900.0000 |
| Primary APN | 27-398900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 1,136 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1025 WILLOW ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER ADD LOT#: 125 |
| Legal Subdivision | KESSLER ADD |
| Legal Lot Number | 125 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 967500 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Apr 5, 2017 | Warranty Deed, Transfer · Closed-End Mortgage THE PEOPLES BANK CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on Record |
| Deed Sale | Apr 5, 2017 · Amount on Record |
| Prior Sale | Oct 1, 2010 · Amount on Record |
| Deed Document Number | 20171533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100006735 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 202100006735 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201900005033 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 201900005033 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202400000228 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 202400000228 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 5, 2017 |
| Property Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Document Number | 201700001533 |
| Map Reference | MB5 PG31 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201700001533 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1025 WILLOW ST, CELINA, OH 45822-1261 |
| Document Number | 201700001534 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 201700001534 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (+0.28%) | $46,060 (-) Land $7,630 Building $38,430 | |
| 2024 | $46,060 (-) Land $7,630 Building $38,430 | ||
| 2023 | $1,817.00 (+13.92%) | $46,060 (+30.41%) Land $7,630 Building $38,430 | $131,600 (+30.43%) Land $21,800 Building $109,800 |
| 2022 | $1,595.00 | $35,320 Land $4,900 Building $30,420 | |
| 2020 | $100,900 Land $14,000 Building $86,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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